Please learn about your credit and all of the positive factors that can help you, as well as what negative items are holding you back and for how long.
Your credit history and score is a very vital part of your life, and affects so many services that you can be approved for, or not be approved for.
It affects you even more with higher interest rates and expensive fees.
1-11 Credit Bureau TransUnion
Do the math over 30 years of paying even 1 or 2% higher interest rate on a home loan of $150,000, it adds up to a lot of
extra hours at work, if not a 2nd part-time job just to make up for your low credit score.
2-1 Credit Cards
Before applying for credit cards you'll probably decide which of the categories you fit in: Excellent Credit, Good Credit, Fair Credit, Bad Credit, or No Credit History.
Knowing that those with excellent credit can choose from most of the categories, as well as the rewards credit cards.
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