(My Original Blog Post: http://ping.fm/8QsL1)
I hope everyone has a happy Thanksgiving and holiday season. RonOrr.com and MinnesotaInvestors.com, Inc. won't be working today, but when we get right back to work most of you know that you can follow me through nearly a 100 social networks at www.RonOrr.com. To make it more simple for everyone, it's easiest to talk to me LIVE on facebook. It's easiest to get my "most updated" posts/training from my email opt-in list at this time, located at: www.RonOrr.com
Thursday, November 26, 2009
Monday, November 23, 2009
RonOrr.com Timelines-Opt-in Subscribe Now!
(My Original Blog Post: http://ping.fm/BAzMr)
As requested, you can now opt-in to RonOrr.com Timelines by email for FREE, and you'll get the info that everyone has requested, and you can follow me daily. down payment assistance, contract for deed, rent to own, loan programs, what's happening in real estate, 100+ pages
www.RonOrr.com
As requested, you can now opt-in to RonOrr.com Timelines by email for FREE, and you'll get the info that everyone has requested, and you can follow me daily. down payment assistance, contract for deed, rent to own, loan programs, what's happening in real estate, 100+ pages
www.RonOrr.com
Monday, October 19, 2009
Down Payment Assistance for a House
(My Original Blog Post: http://www.minnesotainvestors.com/blog/down-payment-assistance-for-a-house/)
These programs are for a limited time.
Here is what we have, please keep in mind you may email at anytime
and we can provide more information and follow up with you and if
you like what you hear than we can talk by phone later.
You can email me
ron@minnesotainvestors.com
or you can fill out your info at minnesotainvestors.com
The programs will all come down to two things:
Credit Score and the money you currently have
We have found ALL the money for you, and have a program for ALL credit scores.
If you have a foreclosure/short sale/bankruptcy from the last 2-3 years, or
If your CREDIT SCORE is 300-579:
First off we can help get your credit score to increase realistically:
30 points in 60 days and 50 points in 4-6 months
Anyone with a 530+ credit score should contact us immediately as you could probably buy a home soon.
Rent to Own Programs are available. These are typically 12-36 month terms to live in the house and wait for a loan
and under 580 credit score should be ok. We'd prefer you have $5000-$7500 for money down as we have an agent
to help with the paperwork, and showing, negotiating and finding you houses. The agent does a lot of work and
gets paid by the seller.
Contract for Deed programs are available. These are typically 24-60 month terms to live in the house until
you get a refinance loan at some point. We'd prefer you have between $7500-$25,000 for money down as we have an agent
to help with the paperwork, and showing, negotiating and finding you houses. The agent does a lot of work and
gets paid by the seller.
Remember even if your credit score is under 580 like above all of the above programs are available to you RIGHT NOW.
If you have about a 530+ credit score within as little as 60-180+ days we may be able to get you a home with
proper credit repair work if you work with us.
if your CREDIT SCORE is 580-619
We have credit repair help for you also
and 1 loan program that is starting around 580+ credit score right now, so you may be able to buy a house.
if your CREDIT SCORE is 620+
You'll be able to apply for a few different loan programs:
100% loan programs
96.5% FHA loan programs
VA loans
If you don't have much money for a down payment and want to still get a home loan, we have money available
through the stimulus plan which is $8000 plus many different counties are providing down payment assistance:
Dakota County- Up to $15,000 + Tax Credits
Hennepin County- Up to $15,000 + Mpls City Grant Assistance + Subsidized Interest Rates
Ramsey County- Up to $20,000 + St Paul City Grant Assistance + Subsidized Interest Rates
Scott County- Up to $7,500
Plymouth-Up to $25,000-to be used for Down Payment,Closing Costs and Principle Reduction.
This is a Zero Percent, Deferred Loan. Payment is due when the Property is sold or
ceases to be Owner Occupied. Loan Payment in full is due in 30 years. re broker
***Please note that the stimulus money is said to expire as soon as the end of November, also many of these
counties are running out of monies soon, so there is a very limited time left to get all of this money assistance.
If you contact us today, talk to us this week, view properties by email through the next week, and look at homes
in person as early as late next week, and put in an offer, with the idea you'll often negotiate with the seller,
and you may even need to have offers in on a few different places, then you could be getting an accepted offer
in 2 1/2 to 3 weeks from now if you are really moving fast. If you consider that the loan process can take 3-5 weeks
part of that process overlaps in timelines, but that means you would have to contact us right away in order to take
advantage of this down payment money before it runs out, especially the $8000 stimulus which ends in November, as reported
on the radio, so that means you would contact us now and start seeing homes within a week, there is a sense of urgency
only if you want to use county and government money, otherwise if you wait another week or more, you may need to use
your own $5000-$20,000 hard earned money, and in this economy I know that can take years to save, so I am just looking out
for you and trying to get you to take advantage of this limited time availability of monies, so you can save your money
for a rainy day emergency fund.
Let's go over the most popular loan programs right now:
Fannie Mae HOMEPATH Loan
- Minimum 660 minimum middle FICO score required
- Appraisals are NOT required
- Great for first time homeowners AND Investors
- 97% LTV Primary Residence - 90% LTV Investor
- No monthly Mortgage Insurance payments
- Owner Occupied AND Investment Property
- Down payment can be 100% gifted
- Property must be listed for sale with the Fannie Mae HOMEPATH program
- NO declining market restrictions
Federal Housing Administration Loans - OK to 580 scores
- Minimum 580 minimum middle FICO score required
- Great for first time homeowners
- 30 Year Fixed Rates Only
- Low, government sponsored, monthly Mortgage Insurance payments
- Owner Occupied Only
- 12 months verified rent history required
- Down payment MUST come from borrowers own funds
- Gifts allowed for all closing costs
- Compensating factors required for 580 scores
- NO declining market restrictions
Federal Housing Administration Loans - 100% Gifts Allowed for Down Payment
- Minimum 620 FICO score required
- Great for first time homeowners
- 3.5% Down Payment can be a gift from relatives, employer, city grant
- VERY LOW 30 Year Fixed Rates
- Low, government sponsored, monthly Mortgage Insurance payments
- 1 Day out of Chapter 13 OK with re-establish credit (2 years with Chapter 7)
- Owner Occupied 1-4 unit only
- NO declining market restrictions
USDA Loans - 100% No Money Down for Qualified Properties
- Minimum 620 FICO Score - buyer(s) must have “reasonable” credit history
- Great for low to moderate income and first time homeowners
- Household Area Median Income Limits Apply
- LOW 30 Year Fixed Rates
- No monthly Mortgage Insurance payments
- Owner Occupied Only
- Property must be located in a USDA defined market
Veterans Administration Loans - 100% No Money Down for Active and Veteran Military
- Minimum 620 FICO score required - buyer must demonstrate ability to pay
- True No Money Down Financing for qualified buyers
- Low 30 Year Fixed Rates
- NO Monthly Mortgage Insurance payments
- No Income Limitations
- Loan Amounts from $75,000 to over $417,000
- Owner Occupied Only
- No declining market restrictions
Conventional Loans (Fannie Mae and Freddie Mac) - 100% Gifts Allowed for Down Payment
- Minimum 680 FICO Required
- Great for the established buyer looking to leverage through financing
- 3% Down Payment can be a gift from relatives, employer or city grant
- LOW 30 Year Fixed Rates
- Median income limits apply (only income from borrower on loan used to qualify)
- Loan amounts up to $417,000
- Owner Occupied Only
- Monthly Mortgage Insurance payments required
- Declining market restrictions apply
real estate broker
You can email me
ron@minnesotainvestors.com
or you can fill out your info at minnesotainvestors.com
These programs are for a limited time.
Here is what we have, please keep in mind you may email at anytime
and we can provide more information and follow up with you and if
you like what you hear than we can talk by phone later.
You can email me
ron@minnesotainvestors.com
or you can fill out your info at minnesotainvestors.com
The programs will all come down to two things:
Credit Score and the money you currently have
We have found ALL the money for you, and have a program for ALL credit scores.
If you have a foreclosure/short sale/bankruptcy from the last 2-3 years, or
If your CREDIT SCORE is 300-579:
First off we can help get your credit score to increase realistically:
30 points in 60 days and 50 points in 4-6 months
Anyone with a 530+ credit score should contact us immediately as you could probably buy a home soon.
Rent to Own Programs are available. These are typically 12-36 month terms to live in the house and wait for a loan
and under 580 credit score should be ok. We'd prefer you have $5000-$7500 for money down as we have an agent
to help with the paperwork, and showing, negotiating and finding you houses. The agent does a lot of work and
gets paid by the seller.
Contract for Deed programs are available. These are typically 24-60 month terms to live in the house until
you get a refinance loan at some point. We'd prefer you have between $7500-$25,000 for money down as we have an agent
to help with the paperwork, and showing, negotiating and finding you houses. The agent does a lot of work and
gets paid by the seller.
Remember even if your credit score is under 580 like above all of the above programs are available to you RIGHT NOW.
If you have about a 530+ credit score within as little as 60-180+ days we may be able to get you a home with
proper credit repair work if you work with us.
if your CREDIT SCORE is 580-619
We have credit repair help for you also
and 1 loan program that is starting around 580+ credit score right now, so you may be able to buy a house.
if your CREDIT SCORE is 620+
You'll be able to apply for a few different loan programs:
100% loan programs
96.5% FHA loan programs
VA loans
If you don't have much money for a down payment and want to still get a home loan, we have money available
through the stimulus plan which is $8000 plus many different counties are providing down payment assistance:
Dakota County- Up to $15,000 + Tax Credits
Hennepin County- Up to $15,000 + Mpls City Grant Assistance + Subsidized Interest Rates
Ramsey County- Up to $20,000 + St Paul City Grant Assistance + Subsidized Interest Rates
Scott County- Up to $7,500
Plymouth-Up to $25,000-to be used for Down Payment,Closing Costs and Principle Reduction.
This is a Zero Percent, Deferred Loan. Payment is due when the Property is sold or
ceases to be Owner Occupied. Loan Payment in full is due in 30 years. re broker
***Please note that the stimulus money is said to expire as soon as the end of November, also many of these
counties are running out of monies soon, so there is a very limited time left to get all of this money assistance.
If you contact us today, talk to us this week, view properties by email through the next week, and look at homes
in person as early as late next week, and put in an offer, with the idea you'll often negotiate with the seller,
and you may even need to have offers in on a few different places, then you could be getting an accepted offer
in 2 1/2 to 3 weeks from now if you are really moving fast. If you consider that the loan process can take 3-5 weeks
part of that process overlaps in timelines, but that means you would have to contact us right away in order to take
advantage of this down payment money before it runs out, especially the $8000 stimulus which ends in November, as reported
on the radio, so that means you would contact us now and start seeing homes within a week, there is a sense of urgency
only if you want to use county and government money, otherwise if you wait another week or more, you may need to use
your own $5000-$20,000 hard earned money, and in this economy I know that can take years to save, so I am just looking out
for you and trying to get you to take advantage of this limited time availability of monies, so you can save your money
for a rainy day emergency fund.
Let's go over the most popular loan programs right now:
Fannie Mae HOMEPATH Loan
- Minimum 660 minimum middle FICO score required
- Appraisals are NOT required
- Great for first time homeowners AND Investors
- 97% LTV Primary Residence - 90% LTV Investor
- No monthly Mortgage Insurance payments
- Owner Occupied AND Investment Property
- Down payment can be 100% gifted
- Property must be listed for sale with the Fannie Mae HOMEPATH program
- NO declining market restrictions
Federal Housing Administration Loans - OK to 580 scores
- Minimum 580 minimum middle FICO score required
- Great for first time homeowners
- 30 Year Fixed Rates Only
- Low, government sponsored, monthly Mortgage Insurance payments
- Owner Occupied Only
- 12 months verified rent history required
- Down payment MUST come from borrowers own funds
- Gifts allowed for all closing costs
- Compensating factors required for 580 scores
- NO declining market restrictions
Federal Housing Administration Loans - 100% Gifts Allowed for Down Payment
- Minimum 620 FICO score required
- Great for first time homeowners
- 3.5% Down Payment can be a gift from relatives, employer, city grant
- VERY LOW 30 Year Fixed Rates
- Low, government sponsored, monthly Mortgage Insurance payments
- 1 Day out of Chapter 13 OK with re-establish credit (2 years with Chapter 7)
- Owner Occupied 1-4 unit only
- NO declining market restrictions
USDA Loans - 100% No Money Down for Qualified Properties
- Minimum 620 FICO Score - buyer(s) must have “reasonable” credit history
- Great for low to moderate income and first time homeowners
- Household Area Median Income Limits Apply
- LOW 30 Year Fixed Rates
- No monthly Mortgage Insurance payments
- Owner Occupied Only
- Property must be located in a USDA defined market
Veterans Administration Loans - 100% No Money Down for Active and Veteran Military
- Minimum 620 FICO score required - buyer must demonstrate ability to pay
- True No Money Down Financing for qualified buyers
- Low 30 Year Fixed Rates
- NO Monthly Mortgage Insurance payments
- No Income Limitations
- Loan Amounts from $75,000 to over $417,000
- Owner Occupied Only
- No declining market restrictions
Conventional Loans (Fannie Mae and Freddie Mac) - 100% Gifts Allowed for Down Payment
- Minimum 680 FICO Required
- Great for the established buyer looking to leverage through financing
- 3% Down Payment can be a gift from relatives, employer or city grant
- LOW 30 Year Fixed Rates
- Median income limits apply (only income from borrower on loan used to qualify)
- Loan amounts up to $417,000
- Owner Occupied Only
- Monthly Mortgage Insurance payments required
- Declining market restrictions apply
real estate broker
You can email me
ron@minnesotainvestors.com
or you can fill out your info at minnesotainvestors.com
Monday, September 7, 2009
MyDesktopTherapist.com Subliminal messages
(My Original Blog Post: http://ping.fm/H6DN7)
I'd recommend going to MyDesktopTherapist.com to learn how to program your mind with positive affirmations and positive thoughts. Just make sure to phrase the affirmations with "I am" and in the present tense. Also they must be want you want, not what you don't, so they are true affirmations. You can use the subliminal messages through Audio, Video, Flashing Type and messages. I am currently creating and editing my own type for all areas of life, health/fitness, relationships, finances, mind, etc to keep myself on track, motivated, and I let it flash and run in the background while I am doing other things on my laptop. It's a great way to maximize your time, and get hours of quality affirmations in while doing something you already do like using a computer or the internet. You don't have to read what you type, it hits your subconcious mind, this is considred one of the most popular software in this category. This is some of the same concepts as seen in the now famous The Secret DVD.
www.RonOrr.com
I'd recommend going to MyDesktopTherapist.com to learn how to program your mind with positive affirmations and positive thoughts. Just make sure to phrase the affirmations with "I am" and in the present tense. Also they must be want you want, not what you don't, so they are true affirmations. You can use the subliminal messages through Audio, Video, Flashing Type and messages. I am currently creating and editing my own type for all areas of life, health/fitness, relationships, finances, mind, etc to keep myself on track, motivated, and I let it flash and run in the background while I am doing other things on my laptop. It's a great way to maximize your time, and get hours of quality affirmations in while doing something you already do like using a computer or the internet. You don't have to read what you type, it hits your subconcious mind, this is considred one of the most popular software in this category. This is some of the same concepts as seen in the now famous The Secret DVD.
www.RonOrr.com
Friday, August 28, 2009
Butterfly Effect DVD
(My Original Blog Post: http://ping.fm/rKwU0)
I just watched this movie for the second time... It's a must see. The concept of the butterfly effect is something as simple as how a butterfly flaps it's wings in this place can affect a tsunami on the other side of the world. It's the idea of how a simple action by something can alter the path of how something else happens in life to the same person or someone else and it just goes from there. I really like the concept, it reminds me a little bit of my slight edge post I did before. There are 3 of these movies now in the series, I thought #1 was by far the best, the 2nd one is pretty good though, the 3rd one got a little much, but different. They all have the theme in common that they try to go back in time through their mind to change things and the outcome. The important lesson I would take from these movies, is that the past is the past, don't try to hold onto resentment , anger, jealously or any other negative emotions, you can't go back and change it, what you can do is just do it right the first time, that way you will eventually find your actions affecting one after another compounded in time ultimately getting you to where you want to be some day, and then when you do look back in your mind like in the movie, you will be glad you took those actions in that way, as you are the total sum of everything you do, and your thoughts (Earl Nightgale) best explains this. I would recommend this movie even though it shows how negative actions mostly effect your life, this is probably the most important point, but it would be nice if any of the movies showed more how positive actions can affect your life in the same way over time. What people need to understand is it's not linear, it's compounding, so something as simple as eating wrong 1500 days in a row, or eating right 1500 days in a row can not easily be erased with a quantam leap, or a wave of a magic wand, little actions make all the difference, stop thinking instant gratification, and lottery, and start thinking of the tiny positive actions to move yourself forward.
www.RonOrr.com
I just watched this movie for the second time... It's a must see. The concept of the butterfly effect is something as simple as how a butterfly flaps it's wings in this place can affect a tsunami on the other side of the world. It's the idea of how a simple action by something can alter the path of how something else happens in life to the same person or someone else and it just goes from there. I really like the concept, it reminds me a little bit of my slight edge post I did before. There are 3 of these movies now in the series, I thought #1 was by far the best, the 2nd one is pretty good though, the 3rd one got a little much, but different. They all have the theme in common that they try to go back in time through their mind to change things and the outcome. The important lesson I would take from these movies, is that the past is the past, don't try to hold onto resentment , anger, jealously or any other negative emotions, you can't go back and change it, what you can do is just do it right the first time, that way you will eventually find your actions affecting one after another compounded in time ultimately getting you to where you want to be some day, and then when you do look back in your mind like in the movie, you will be glad you took those actions in that way, as you are the total sum of everything you do, and your thoughts (Earl Nightgale) best explains this. I would recommend this movie even though it shows how negative actions mostly effect your life, this is probably the most important point, but it would be nice if any of the movies showed more how positive actions can affect your life in the same way over time. What people need to understand is it's not linear, it's compounding, so something as simple as eating wrong 1500 days in a row, or eating right 1500 days in a row can not easily be erased with a quantam leap, or a wave of a magic wand, little actions make all the difference, stop thinking instant gratification, and lottery, and start thinking of the tiny positive actions to move yourself forward.
www.RonOrr.com
Thursday, August 27, 2009
www.subliminalmp3s.com Subconscious positive affirmations
(My Original Blog Post: http://ping.fm/Sj2eb)
Many to choose from, they just added more:
This offers you a way to get postivie affirmations to condition yourself to get what you want, no matter which area of life we are talking about. It takes positively stated present tense phrases (affirmations) and hides them in to soothing audio so that only your subconcious can here it. This is something I listen to when using the computer or going to sleep, I find it a great use of time.
Many to choose from, they just added more:
This offers you a way to get postivie affirmations to condition yourself to get what you want, no matter which area of life we are talking about. It takes positively stated present tense phrases (affirmations) and hides them in to soothing audio so that only your subconcious can here it. This is something I listen to when using the computer or going to sleep, I find it a great use of time.
Health
- Arthritis Natural Remedy Subliminal
- Natural Allergy Relief Subliminal
- Chronic Back Pain Relief Subliminal
- Stress Relief Subliminal
- How To Get Clear Skin Subliminal
- Fountain Of Youth Subliminal
- Hair Loss Prevention Subliminal
- Pain Relief Subliminal
- Improve Posture Subliminal
Positivity
Overcome Addictions
- Freedom From Addiction Subliminal
- Alcohol Addiction Recovery Subliminal
- Overcome Gambling Addiction Subliminal
- Overcome Your Impulses Subliminal
- Stop Smoking Subliminal
- Overcome TV Addiction Subliminal
Relaxation
Improve Concentration
- Stay Alert Subliminal
- Genius Potential Subliminal
- Become More Creative Subliminal
- Problem Solving Skills Subliminal
- Natural Energy Boost Subliminal
- Time Management Help Subliminal
- Boost Your Memory Subliminal
- Enhance Concentration Subliminal
Weight Loss
- Subliminal Weight Loss
- Avoid Eating Junk Food Subliminal
- Eat Healthy Food Subliminal
- Positive Body Image Subliminal
- Diet Willpower Subliminal
Boost Confidence
- Become More Assertive Subliminal
- Improve Communication Skills Subliminal
- Boost Self Confidence Subliminal
- High Self Esteem Subliminal
- Become An Extrovert Subliminal
- Be More Persistent
- Overcome Social Phobia Subliminal
- Become More Outgoing Subliminal
- Overcome Fear of Failure Subliminal
- Effective Public Speaking Subliminal
Personal Development
- Anger Release Subliminal
- Improve Self Control Subliminal
- Develop Courage Subliminal
- Be More Honest Subliminal
- Love Yourself Subliminal
- Self Discipline Subliminal
- Just Be Yourself Subliminal
Increase Motivation
- Wake Up Early Subliminal
- Self Motivation Subliminal
- Enjoy Cleaning Subliminal
- Stop Procrastination Subliminal
Sports Success
- Baseball Skills Training Subliminal
- Martial Arts Training Subliminal
- Basketball Skills Training Subliminal
- Football Skills Subliminal
- Tennis Skills Training Subliminal
- Soccer Skills Training Subliminal
- Golf Skills Trainer Subliminal
- Boxing Skills Training Subliminal
- Darts Training Subliminal
- Kickboxing Training Subliminal
Dreams & Metaphysical
- How To See Auras Subliminal
- Remember Your Dreams Subliminal
- Learn Lucid Dreaming Subliminal
- Stop Bad Dreams Subliminal
- Develop Your Intuition Subliminal
Fitness & Exercise
Therapy
- Survivors of Abuse Subliminal
- Accept Change Subliminal
- Anxiety Disorder Treatment Subliminal
- Stop Bedwetting Subliminal
- Overcome Depression Subliminal
- Find Harmony Subliminal
- Let Go Of Resentment Subliminal
- Forgiving Others Subliminal
- Forgiving Yourself Subliminal
Learning & Education
- Safe Driving Subliminal
- Exams Success Subliminal
- Become A Star Student
- Speed Reading Program Subliminal
- Subliminal Learning
Financial & Business Success
- Business Success Subliminal
- Save Money Subliminal
- Change Your Beliefs About Money Subliminal
- Win The Lottery Subliminal
- Professional Selling Skills Subliminal
Music & Arts
- Learn To Play The Guitar Subliminal
- Learn To Play The Piano Subliminal
- Learn To Play The Drums Subliminal
- Learn To Play The Saxophone Subliminal
- Learn To Play The Trumpet Subliminal
- Learn To Play The Violin Subliminal
New Albums
- Stop Nail Biting Subiminal
- Improve Eyesight Naturally Subliminal
- Affluenza Epidemic Treatment Subliminal
- Improve Your Dancing Subliminal
- Improve Your Singing Voice Subliminal
- Stop Being Jealous Subliminal
- Successful Relationship Subliminal
- Attract Your Soul Mate Subliminal
- Good Parenting Skills Subliminal
- Stop Complaining Subliminal
- Motion Sickness Relief Subliminal
- Become An Actor Subliminal
- Be More Productive Subliminal
- Successful Children Subliminal
- Computer Game Addiction Subliminal
- Improve Spelling Subliminal
- Natural Snoring Remedy Subliminal
- Natural Hayfever Remedy Subliminal
- Be More Romantic Subliminal
Tuesday, August 25, 2009
The Be Happy Attitudes Robert H. Schuller
(My Original Blog Post: http://ping.fm/tOXJP)
I just got done listening to this tape set at the end of July 2009, and I have to say I really enjoyed it. I have seen Robert Shuller older on tv over recent years, but it's good to listen to an audio series I believe from about 1986 and to show how much passions Robert Shuller always had. He really wants to help others you can tell in his voice. He has a wealth of experience and knowledge and he kept me interested through all of the tapes. I would highly recommend tracking this audio down and listening to anything by him. He takes the be attitudes and does his be happy attitude version. He is an inspiration to others and he gives great credit to some of the legends such as Mother Theresa and her personal life story. He talks about people and their personal triumphs and tragedies and how they can overcome them.
www.RonOrr.com
I just got done listening to this tape set at the end of July 2009, and I have to say I really enjoyed it. I have seen Robert Shuller older on tv over recent years, but it's good to listen to an audio series I believe from about 1986 and to show how much passions Robert Shuller always had. He really wants to help others you can tell in his voice. He has a wealth of experience and knowledge and he kept me interested through all of the tapes. I would highly recommend tracking this audio down and listening to anything by him. He takes the be attitudes and does his be happy attitude version. He is an inspiration to others and he gives great credit to some of the legends such as Mother Theresa and her personal life story. He talks about people and their personal triumphs and tragedies and how they can overcome them.
www.RonOrr.com
Monday, August 24, 2009
Love is Letting Go of Fear
(My Original Blog Post: http://ping.fm/IiAZ6)
I listened to this tape set which is from the very early 1980's and I was surprised how it was much different than a lot of the other things I have listened to. Some of the beliefs and quotes in here reminded me of the power of now. There were a lot of good points made about living in the presence and not letting the past or future cloud your judgment. It made a good point about carrying resentment forward and how simply letting go of your anger would allow you to love or feel loved again. What it was getting at really is why would you feel anger or any of those emotions if you didn't have to, why not let go of it, even if it's justified. He gave some good examples in the audio series, including someone he met in jail and his pesonal story. This was a unique tape series I enjoyed listening to, I'd recommend it because it's from nearly 30 years ago, it may be hard to track down.
www.RonOrr.com
I listened to this tape set which is from the very early 1980's and I was surprised how it was much different than a lot of the other things I have listened to. Some of the beliefs and quotes in here reminded me of the power of now. There were a lot of good points made about living in the presence and not letting the past or future cloud your judgment. It made a good point about carrying resentment forward and how simply letting go of your anger would allow you to love or feel loved again. What it was getting at really is why would you feel anger or any of those emotions if you didn't have to, why not let go of it, even if it's justified. He gave some good examples in the audio series, including someone he met in jail and his pesonal story. This was a unique tape series I enjoyed listening to, I'd recommend it because it's from nearly 30 years ago, it may be hard to track down.
www.RonOrr.com
Sunday, August 23, 2009
Living the Seven Habits Stephen R. Covey
(My Original Blog Post: http://ping.fm/Aa0pj)
This is considered a classic in personal development, and Stephen R. Covey is one of the top sellers in this category. I have listened to other audios of his like this, and have the 7th and/or 8th habit books recently purchased. I have listened to numerous audios of Stephen R. Covey and I can ensure you he knows his stuff. This tape set I believe is from about 1992, I believe wikipedia says 1989, but the lessons stay true today that it teaches. It's probably something you have to listen to a couple of times to remember a lot of it. According to wikipedia "It has sold over 15 million copies in 38 languages since first publication" http://ping.fm/4OW8B
The 7 habits are:
Independence to Interdependence
Continual Improvement
This is considered a classic in personal development, and Stephen R. Covey is one of the top sellers in this category. I have listened to other audios of his like this, and have the 7th and/or 8th habit books recently purchased. I have listened to numerous audios of Stephen R. Covey and I can ensure you he knows his stuff. This tape set I believe is from about 1992, I believe wikipedia says 1989, but the lessons stay true today that it teaches. It's probably something you have to listen to a couple of times to remember a lot of it. According to wikipedia "It has sold over 15 million copies in 38 languages since first publication" http://ping.fm/4OW8B
The 7 habits are:
- Habit 1: Be Proactive: Principles of Personal Choice ----
- Habit 2: Begin with the End in Mind: Principles of Personal Vision
- Habit 3: Put First Things First: Principles of Integrity & Execution
Independence to Interdependence
- Habit 4: Think Win/Win: Principles of Mutual Benefit
- Habit 5: Seek First to Understand, Then to be Understood: Principles of Mutual Understanding
- Habit 6: Synergize: Principles of Creative Cooperation
Continual Improvement
- Habit 7: Sharpen the Saw: Principles of Balanced Self-Renewal
Saturday, August 22, 2009
Wealth Creation and Preservation Strategies
(My Original Blog Post: http://ping.fm/PxGcr)
This is a 1 tape set, which is kind of an introduction and sales pitch from John Sundell, CLU. Who works locally here in Minnesota, I looked him up on the internet and he seems to still be in the business. It's a good quick overview of wealth preservation and how and what he tells his clients. It's really an intro to him and what you can expect when working with him. I've never met him, but he sounds like a smart qualified person. This is from the early 80's or late 80's I believe, it may be hard to find in stores.
www.RonOrr.com
This is a 1 tape set, which is kind of an introduction and sales pitch from John Sundell, CLU. Who works locally here in Minnesota, I looked him up on the internet and he seems to still be in the business. It's a good quick overview of wealth preservation and how and what he tells his clients. It's really an intro to him and what you can expect when working with him. I've never met him, but he sounds like a smart qualified person. This is from the early 80's or late 80's I believe, it may be hard to find in stores.
www.RonOrr.com
Friday, August 21, 2009
Working Smarter Michael Leboeuf. Ph.D
(My Original Blog Post: http://ping.fm/QCiGX)
This is a short tape that talks about working smarter, it talks about business and office work and talks about how to be more efficient at your job and the do's and don't's in a work environment. I thought this tape set was ok, it's a quick listen, so worth some new ideas, it's from the early 80's.
www.RonOrr.com
This is a short tape that talks about working smarter, it talks about business and office work and talks about how to be more efficient at your job and the do's and don't's in a work environment. I thought this tape set was ok, it's a quick listen, so worth some new ideas, it's from the early 80's.
www.RonOrr.com
Thursday, August 20, 2009
Men are from Mars Women are From Venus
(My Original Blog Post: http://ping.fm/8vWeb)
I listened to this audio tape, it's pretty short 1+ hour. Also I bought the book recently at the end of July 2009, and I look forward to reading that for the full version. This is a must read or listen to audio as it will show you how women and men are as different as night and day. It will show you how each person perceives the situation is often wrong because they simply don't understand how the other thinks. There is a lot of talk about silence, talking, listening, reacting, etc. This could very well be eye opening to many as what appears to be is not always the case. Obviously John Gray is the top expert in this field and I have listened to another one of his audio's which I highly recommend.
www.RonOrr.com
I listened to this audio tape, it's pretty short 1+ hour. Also I bought the book recently at the end of July 2009, and I look forward to reading that for the full version. This is a must read or listen to audio as it will show you how women and men are as different as night and day. It will show you how each person perceives the situation is often wrong because they simply don't understand how the other thinks. There is a lot of talk about silence, talking, listening, reacting, etc. This could very well be eye opening to many as what appears to be is not always the case. Obviously John Gray is the top expert in this field and I have listened to another one of his audio's which I highly recommend.
www.RonOrr.com
Wednesday, August 19, 2009
Wayne Dyer and Byron Katie
(My Original Blog Post: http://ping.fm/eBjoS)
Making your Thoughts work for you, 4 CD set. I just listened to this CD set in July of 2009, and I found it to be a little different than some of the other things I've listened to. The category I'd put it into though for Byron's part is self-reflection, self-realization, possibly spiritual for Wayne's part. Byron Katie is probably over 1/2 of the CD for audio and at the time of the recording has been teaching her concepts for 20+ years, she has a different approach. Her approach seems to have a lot of walking you through your thoughts, with some awkward silences, and she totally does a 180 degree spin on how you perceive things and how much of your world is what it is, because of what you put out there. She took many people form the audience who were upset with other people they knew well and showed them how it was their own personal problem, she didn't disagree with how they felt or that it wasn't justified, she just showed them how they can control themselves which later controls the outcome of others. It's deeper than I can explain, go out and buy the CD and listen for yourself.
www.RonOrr.com
Making your Thoughts work for you, 4 CD set. I just listened to this CD set in July of 2009, and I found it to be a little different than some of the other things I've listened to. The category I'd put it into though for Byron's part is self-reflection, self-realization, possibly spiritual for Wayne's part. Byron Katie is probably over 1/2 of the CD for audio and at the time of the recording has been teaching her concepts for 20+ years, she has a different approach. Her approach seems to have a lot of walking you through your thoughts, with some awkward silences, and she totally does a 180 degree spin on how you perceive things and how much of your world is what it is, because of what you put out there. She took many people form the audience who were upset with other people they knew well and showed them how it was their own personal problem, she didn't disagree with how they felt or that it wasn't justified, she just showed them how they can control themselves which later controls the outcome of others. It's deeper than I can explain, go out and buy the CD and listen for yourself.
www.RonOrr.com
Tuesday, August 18, 2009
Looking for Leads in the following categories
(My Original Blog Post: http://ping.fm/fb5Wu)
If you know anyone that has a house situation, needs to buy, sell, down payment assistance, owes to much, ARM coming due, was thinking of a loan modification, any housing situation, please have them contact me. This is the latest ad.
If you know anyone that has a house situation, needs to buy, sell, down payment assistance, owes to much, ARM coming due, was thinking of a loan modification, any housing situation, please have them contact me. This is the latest ad.
<a href="http://ping.fm/L9eX7"><img border="0" src="http://ping.fm/8XAwN/signature.PNG"></a>
Monday, August 17, 2009
The Slight Edge by Jeff Olson
(My Original Blog Post: http://ping.fm/lsoye)
This is one of the most important cd's to listen to, I just finished listening to it the 3rd time through in the last couple of years. A lot of my business friends live by these ideas. This is a CD that you must purchase and listen to often it teaches you about how all of the little things are easy to do and easy not to do. It talks about how every aspect of your life from health, relationships, finance, any personal success comes from all of the little steps every day and eventually over time it just compounds. I can explain it to you, but it sounds too simple, it sounds like I am just saying practice personal dicipline, which I am, but again you have to listen to the CD to fully understand, it's 3 long CD's, I have had numerous people tell me it has made a big difference in their lives. I would describe it as what would seem like common sense, but you still need to hear it, it's explained in such a way you won't forget it.
www.RonOrr.com
This is one of the most important cd's to listen to, I just finished listening to it the 3rd time through in the last couple of years. A lot of my business friends live by these ideas. This is a CD that you must purchase and listen to often it teaches you about how all of the little things are easy to do and easy not to do. It talks about how every aspect of your life from health, relationships, finance, any personal success comes from all of the little steps every day and eventually over time it just compounds. I can explain it to you, but it sounds too simple, it sounds like I am just saying practice personal dicipline, which I am, but again you have to listen to the CD to fully understand, it's 3 long CD's, I have had numerous people tell me it has made a big difference in their lives. I would describe it as what would seem like common sense, but you still need to hear it, it's explained in such a way you won't forget it.
www.RonOrr.com
Sunday, August 16, 2009
Living Health Tony Robbins
(My Original Blog Post: http://ping.fm/TFaTV)
I am listening to the 9 cd audio set Living Health by Tony Robbins, I am half way through and highly recommend it. It scares you into eating healthy. It talks about all of the acid in your system. How most disease is based on our lifestyle. It tells you how bad alchohol, smoking, soda and other things are for you. Most of the descriptions aren't favorable, so much so, is that you will want to start eating right. It talks about how anger and resentment emotions destroy your body. It talks about grease, and fatty foods. He talks about how imporant it is to have water and give your body lots of oxygen. This is a must listen audio as soon as you can, get your lifestyle on track right away. He talks about diets and which foods to combine and which ones not to. What to eat for breakfast and what not to and when to eat it.
Update May 24th, 2009, I am going to listen to most or all of this series of audio a 2nd time, it was a great learning experience. It teaches you how to get energy and protect your health. I have noticed in minutes how the foods I eat now makes a difference.
www.RonOrr.com
I am listening to the 9 cd audio set Living Health by Tony Robbins, I am half way through and highly recommend it. It scares you into eating healthy. It talks about all of the acid in your system. How most disease is based on our lifestyle. It tells you how bad alchohol, smoking, soda and other things are for you. Most of the descriptions aren't favorable, so much so, is that you will want to start eating right. It talks about how anger and resentment emotions destroy your body. It talks about grease, and fatty foods. He talks about how imporant it is to have water and give your body lots of oxygen. This is a must listen audio as soon as you can, get your lifestyle on track right away. He talks about diets and which foods to combine and which ones not to. What to eat for breakfast and what not to and when to eat it.
Update May 24th, 2009, I am going to listen to most or all of this series of audio a 2nd time, it was a great learning experience. It teaches you how to get energy and protect your health. I have noticed in minutes how the foods I eat now makes a difference.
www.RonOrr.com
Saturday, August 15, 2009
If Success is a Game, these are the rules
(My Original Blog Post: http://ping.fm/JR5sh)
By Cherie Carter Scott. This is over a 6 hour audio and it defines success and what it is. Being fulfilled is the measurement of success and happiness. You must deem yourself fulfilled inside yourself, within your soul, deep satisfaction. 8 tracks about 45 minutes each track on average. This audio talks about what success means to different people, how they measure it, it's worth listening to to get an outside look at your goals and what it is you really want, your why, what you are striving for. A good audio worth getting into.
www.RonOrr.com
By Cherie Carter Scott. This is over a 6 hour audio and it defines success and what it is. Being fulfilled is the measurement of success and happiness. You must deem yourself fulfilled inside yourself, within your soul, deep satisfaction. 8 tracks about 45 minutes each track on average. This audio talks about what success means to different people, how they measure it, it's worth listening to to get an outside look at your goals and what it is you really want, your why, what you are striving for. A good audio worth getting into.
www.RonOrr.com
Friday, August 14, 2009
The Butterfly Effect #3 Movie/DVD
(My Original Blog Post: http://ping.fm/WVsiJ)
There are lessons about life, decisions, and actions to take from this movie, I personally didn't like this one as much as #1 and #2, I thought the acting and story was worse and a little too much. This one is very much about going in the past to change things and causing more deaths in the meantime. This one had a lot of death and serial killing involved and is more of a killing thriller than the first two I believe. This one ended up having a nice twist near the ending and still had an overall good storyline. This one didn't have as much variety as the others. The theme continues though as you learn that each action and choice you make in life really teaches you how your life will end up as a result of what you choose, how just the small little things, make such a big difference later on in life, this is a great lesson to learn about life from these movies, I'd recommend watching, I think the theme and message is important, it's too bad more movies aren't made like this with more positive messages without the violence and killing, but you need to take out of each movie what you can.
www.RonOrr.com
There are lessons about life, decisions, and actions to take from this movie, I personally didn't like this one as much as #1 and #2, I thought the acting and story was worse and a little too much. This one is very much about going in the past to change things and causing more deaths in the meantime. This one had a lot of death and serial killing involved and is more of a killing thriller than the first two I believe. This one ended up having a nice twist near the ending and still had an overall good storyline. This one didn't have as much variety as the others. The theme continues though as you learn that each action and choice you make in life really teaches you how your life will end up as a result of what you choose, how just the small little things, make such a big difference later on in life, this is a great lesson to learn about life from these movies, I'd recommend watching, I think the theme and message is important, it's too bad more movies aren't made like this with more positive messages without the violence and killing, but you need to take out of each movie what you can.
www.RonOrr.com
Thursday, August 13, 2009
The Butterfly Effect #2 Movie/DVD
(My Original Blog Post: http://ping.fm/emAaJ)
This is a great movie, I have seen #1 and #3 also. The first one is probably the best as it's the first time you see the concept. The idea of the butterfly effect is a very important concept, it teaches you that something simple like the flapping of a butterfly's wings here in the US could lead to a Tsunami in Japan, or another big event. Each choice and decision we make in our life eventually leads us down the right or wrong path of where we will end up. This movie does a great job of showing that. He has the choice to go back in time and change the outcomes of certain split second events and how much his and friends lives are having made one small change in his life. It really makes you think about every choice and action you make on a daily basis and what's in your best interest as well as everyone around you best choice. Many times the little things you do can make a very big difference for others, this movie is a must see, the difference between each outcome is amazing and somewhat believable.
www.RonOrr.com
This is a great movie, I have seen #1 and #3 also. The first one is probably the best as it's the first time you see the concept. The idea of the butterfly effect is a very important concept, it teaches you that something simple like the flapping of a butterfly's wings here in the US could lead to a Tsunami in Japan, or another big event. Each choice and decision we make in our life eventually leads us down the right or wrong path of where we will end up. This movie does a great job of showing that. He has the choice to go back in time and change the outcomes of certain split second events and how much his and friends lives are having made one small change in his life. It really makes you think about every choice and action you make on a daily basis and what's in your best interest as well as everyone around you best choice. Many times the little things you do can make a very big difference for others, this movie is a must see, the difference between each outcome is amazing and somewhat believable.
www.RonOrr.com
Memento a movie about time, no short term memory
(My Original Blog Post: http://ping.fm/KYHqI)
This is a great movie, I just watched it for the 2nd time, it is about now having a short term memory and starting each day fresh not remembering what happened the day before. The movie takes place from the last scene to the first scene, it's a unique concept. Imagine if you were in a hotel or someone came to meet you, but you didn't know who they were, or why you were in that hotel, that's the dilema the main actor finds himself in constantly so with the use of tatoos, notes and more he learns to try to deal with the day to day. I think many people live like this, living day to day with no real improvements or not moving forward, in face many people go backwards, but just simply doing the right things every day over time will be like an investment. This movie challenges your mind to think in a different way the way it's structured, you will think about your life and time differently also after you watch it.
www.RonOrr.com
This is a great movie, I just watched it for the 2nd time, it is about now having a short term memory and starting each day fresh not remembering what happened the day before. The movie takes place from the last scene to the first scene, it's a unique concept. Imagine if you were in a hotel or someone came to meet you, but you didn't know who they were, or why you were in that hotel, that's the dilema the main actor finds himself in constantly so with the use of tatoos, notes and more he learns to try to deal with the day to day. I think many people live like this, living day to day with no real improvements or not moving forward, in face many people go backwards, but just simply doing the right things every day over time will be like an investment. This movie challenges your mind to think in a different way the way it's structured, you will think about your life and time differently also after you watch it.
www.RonOrr.com
Wednesday, August 12, 2009
The Matrix movie by Keanu Reeves about Dreams
(My Original Blog Post: http://ping.fm/YF2XO)
I just watched the matrix in May of 2009, and I noticed that I have a different viewpoint on the movie now from when I originally saw it maybe 8 years ago. I believe everyone views this movie differently than another. The way I view the movie now is I see it as your dreams and controlling your dreams. I think of it like lucid dreams where you can control your reality, you fear nothing and you can achieve what ever you put your mind to. I realized that based on what you learn about life that you can view life differently just by the way you look at it. For example if you choose to be successful and happy one day, and throughout that day you walk around you will notice other happy people. If you feel down and sad one day and think life is tough, you walk around and see and are attracted to different people, the other ones who are also down and sad, so you can see in life what you want to see, and it all starts with you and what you choose. This movie made me think of my subconscious and that I can train myself to have beliefs to be great like in the movie. I think this movie really opens the creative mind, and I know most people have already seen this movie, but I would say see it again 8 years later, you may see it differently this next time.
www.RonOrr.com
I just watched the matrix in May of 2009, and I noticed that I have a different viewpoint on the movie now from when I originally saw it maybe 8 years ago. I believe everyone views this movie differently than another. The way I view the movie now is I see it as your dreams and controlling your dreams. I think of it like lucid dreams where you can control your reality, you fear nothing and you can achieve what ever you put your mind to. I realized that based on what you learn about life that you can view life differently just by the way you look at it. For example if you choose to be successful and happy one day, and throughout that day you walk around you will notice other happy people. If you feel down and sad one day and think life is tough, you walk around and see and are attracted to different people, the other ones who are also down and sad, so you can see in life what you want to see, and it all starts with you and what you choose. This movie made me think of my subconscious and that I can train myself to have beliefs to be great like in the movie. I think this movie really opens the creative mind, and I know most people have already seen this movie, but I would say see it again 8 years later, you may see it differently this next time.
www.RonOrr.com
Tuesday, August 11, 2009
Patch Adams a movie by Robin Williams
(My Original Blog Post: http://ping.fm/Rmhnd)
I've seen this movie a few times, and it's hard to locate at some video stores now. This movie is definately worth watching when it comes to how to treat people and make the difference in people's lives. Robin Williams is the underdog who becomes a doctor at a much older age than other students. He seems to get the best grades in class with literally no effort. He has a passion to be a doctor in a non traditional sense. He wants to see what truly makes people happy; people of all ages, kids and old people near death. Robin Williams does a great job of making people laugh and happy in this movie. Robin Williams is often diciplined by doctors with higher authority because Robin keeps over stepping his boundaries and doing things a different way than they are suppose to do. Robin continues to prove throughout the movie that he can show patients how to have fun, enjoy life, and be happy even though their circumstances get them down. This movie is recommended.
www.RonOrr.com
I've seen this movie a few times, and it's hard to locate at some video stores now. This movie is definately worth watching when it comes to how to treat people and make the difference in people's lives. Robin Williams is the underdog who becomes a doctor at a much older age than other students. He seems to get the best grades in class with literally no effort. He has a passion to be a doctor in a non traditional sense. He wants to see what truly makes people happy; people of all ages, kids and old people near death. Robin Williams does a great job of making people laugh and happy in this movie. Robin Williams is often diciplined by doctors with higher authority because Robin keeps over stepping his boundaries and doing things a different way than they are suppose to do. Robin continues to prove throughout the movie that he can show patients how to have fun, enjoy life, and be happy even though their circumstances get them down. This movie is recommended.
www.RonOrr.com
Monday, August 10, 2009
Fallen Movie, with Denzel Washington
(My Original Blog Post: http://ping.fm/MH9FZ)
I watched this movie for the 2nd time in May of 2009. I think this movie means different things to different people, but what I got out of it is the way you act, what you think about, and the vibe you put out to others spreads quickly. In the example of this movie it wasn't good what was passing from one person to another. It was passed by air or touch in this movie, but in real life it can be passed from one person to another just by an emotion, or by eye contact or lack of eye contact. It can come from the way we treat people good or bad, it spreads quickly to many other people. By witnessing in this movie how quickly this vibe can pass from person to person and the evil that it can cause it should make you think twice about how you treat people, good or bad, a smile, frown, eye contact, avoidance, compliments, etc.
www.RonOrr.com
I watched this movie for the 2nd time in May of 2009. I think this movie means different things to different people, but what I got out of it is the way you act, what you think about, and the vibe you put out to others spreads quickly. In the example of this movie it wasn't good what was passing from one person to another. It was passed by air or touch in this movie, but in real life it can be passed from one person to another just by an emotion, or by eye contact or lack of eye contact. It can come from the way we treat people good or bad, it spreads quickly to many other people. By witnessing in this movie how quickly this vibe can pass from person to person and the evil that it can cause it should make you think twice about how you treat people, good or bad, a smile, frown, eye contact, avoidance, compliments, etc.
www.RonOrr.com
Sunday, August 9, 2009
The Uncommon Leader by Mike Murdoch
(My Original Blog Post: http://ping.fm/1GsRp)
I recently finished reading the book, the Uncommon Leader by Mike Murdoch. I believe this author has over 200 books he has done. These books are about leadership, money and the bible. I found it to be a great book and lesson plan for life. There was a lot from the bible in this book, in his own words, as well as excerpts. I personally like the last chapter about habits working for you or against you to create the future you want. Here are some chapter headings, Practice the daily habit of self-talk. Make tomorrow bigger than yesterday. Protect your passion at all cost. View time as your speed for change. There are 31 chapters in this book, and it's a very quick read at 137 pages. I'd recommend it for some motivation and inspiration.
www.RonOrr.com
I recently finished reading the book, the Uncommon Leader by Mike Murdoch. I believe this author has over 200 books he has done. These books are about leadership, money and the bible. I found it to be a great book and lesson plan for life. There was a lot from the bible in this book, in his own words, as well as excerpts. I personally like the last chapter about habits working for you or against you to create the future you want. Here are some chapter headings, Practice the daily habit of self-talk. Make tomorrow bigger than yesterday. Protect your passion at all cost. View time as your speed for change. There are 31 chapters in this book, and it's a very quick read at 137 pages. I'd recommend it for some motivation and inspiration.
www.RonOrr.com
Saturday, August 8, 2009
Get up and do it! by Beechy and Josephine Cloclough
(My Original Blog Post: http://ping.fm/GEA1M)
I finished listening to the audio Get up and Do it in May of 2009. This duo team does a great job on audio back and forth. Beechy and Josephine Cloclough. These two talk a lot about FEAR, they speak a lot about failure. They give some great real-life examples that many people can relate to. I found these two to be very real about their approach to how they teach you about overcoming fear, and overcoming negative images. They talk about all talk and no action. They talk about positve self-talk and getting ahead, and looking at a positive way to see things. I like some of the examples given in this audio, they are truly unique and memorable.
www.RonOrr.com
I finished listening to the audio Get up and Do it in May of 2009. This duo team does a great job on audio back and forth. Beechy and Josephine Cloclough. These two talk a lot about FEAR, they speak a lot about failure. They give some great real-life examples that many people can relate to. I found these two to be very real about their approach to how they teach you about overcoming fear, and overcoming negative images. They talk about all talk and no action. They talk about positve self-talk and getting ahead, and looking at a positive way to see things. I like some of the examples given in this audio, they are truly unique and memorable.
www.RonOrr.com
Conventional Loans (Fannie Mae and Freddie Mac) - 100% Gifts Allowed for Down Payment
(My Original Blog Post: http://timemyself.com/time/financial/invest/real-estate/loans/conventional-loans-fannie-mae-freddie-mac-100-gifts-allowed-payment/)
If interested please just email me ron@minnesotainvestors.com I'll put you in touch with a loan officer or agent.
Conventional Loans (Fannie Mae and Freddie Mac) - 100% Gifts Allowed for Down Payment
- Minimum 680 FICO Required
- Great for the established buyer looking to leverage through financing
- 3% Down Payment can be a gift from relatives, employer or city grant
- LOW 30 Year Fixed Rates
- Median income limits apply (only income from borrower on loan used to qualify)
- Loan amounts up to $417,000
- Owner Occupied Only
- Monthly Mortgage Insurance payments required
- Declining market restrictions apply
Friday, August 7, 2009
USDA Loans - 100% No Money Down for Qualified Properties
(My Original Blog Post: http://timemyself.com/time/financial/invest/real-estate/loans/usda-loans-100-money-qualified-properties/)
If interested please must email me ron@minnesotainvestors.com I'll put you in touch with a loan officer or agent.
USDA Loans - 100% No Money Down for Qualified Properties
- Minimum 620 FICO Score - buyer(s) must have “reasonable” credit history
- Great for low to moderate income and first time homeowners
- Household Area Median Income Limits Apply
- LOW 30 Year Fixed Rates
- No monthly Mortgage Insurance payments
- Owner Occupied Only
- Property must be located in a USDA defined market
Veterans Administration Loans - 100% No Money Down for Active and Veteran Military
(My Original Blog Post: http://timemyself.com/time/financial/invest/real-estate/loans/veterans-administration-loans-100-money-active-veteran-military/)
Veterans Administration Loans - 100% No Money Down for Active and Veteran Military
- Minimum 620 FICO score required - buyer must demonstrate ability to pay
- True No Money Down Financing for qualified buyers
- Low 30 Year Fixed Rates
- NO Monthly Mortgage Insurance payments
- No Income Limitations
- Loan Amounts from $75,000 to over $417,000
- Owner Occupied Only
- No declining market restrictions
Thursday, August 6, 2009
Federal Housing Administration Loans - 100% Gifts Allowed for Down Payment
(My Original Blog Post: http://timemyself.com/time/financial/invest/real-estate/loans/federal-housing-administration-loans-100-gifts-allowed-payment/)
If interested I can put you in touch with an agent/loan officer ron@minnesotainvestors.com
Federal Housing Administration Loans - 100% Gifts Allowed for Down Payment
- Minimum 620 FICO score required
- Great for first time homeowners
- 3.5% Down Payment can be a gift from relatives, employer, city grant
- VERY LOW 30 Year Fixed Rates
- Low, government sponsored, monthly Mortgage Insurance payments
- 1 Day out of Chapter 13 OK with re-establish credit (2 years with Chapter 7)
- Owner Occupied 1-4 unit only
- NO declining market restrictions
Federal Housing Administration Loans - OK to 580 scores
(My Original Blog Post: http://ping.fm/7belK)
If interested please email me ron@minnesotainvestors.com I can put you in touch with an agent/loan officer
Federal Housing Administration Loans - OK to 580 scores
- Minimum 580 minimum middle FICO score required
- Great for first time homeowners
- 30 Year Fixed Rates Only
- Low, government sponsored, monthly Mortgage Insurance payments
- Owner Occupied Only
- 12 months verified rent history required
- Down payment MUST come from borrowers own funds
- Gifts allowed for all closing costs
- Compensating factors required for 580 scores
- NO declining market restrictions
Buyer Loan Program #1 Fannie Mae Homepath Loan
(My Original Blog Post: http://timemyself.com/time/financial/invest/real-estate/loans/buyer-loan-program-1-fannie-mae-homepath-loan/)
I can put you in touch with an agent/and loan officer if interested please email me ron@minnesotainvestors.com
Fannie Mae HOMEPATH Loan
- Minimum 660 minimum middle FICO score required
- Appraisals are NOT required
- Great for first time homeowners AND Investors
- 97% LTV Primary Residence - 90% LTV Investor
- No monthly Mortgage Insurance payments
- Owner Occupied AND Investment Property
- Down payment can be 100% gifted
- Property must be listed for sale with the Fannie Mae HOMEPATH program
- NO declining market restrictions
Down Payment Assistance
(My Original Blog Post: http://ping.fm/hDKsy)
It seems that all of these down payment assistance programs are popular with people today, if you know of any buyers we can help out, please let me know:
If interested please just email me ron@minnesotainvestors.com real estate broker
There is always that national $8000 one right now, but also these:
Call about other county and city programs not listed.
In addition to the down-payment assistance, some organizations are providing money for closing costs. All of this incentive money is above and beyond the $8,000 in stimulus money available to first-time homebuyers.
It seems that all of these down payment assistance programs are popular with people today, if you know of any buyers we can help out, please let me know:
If interested please just email me ron@minnesotainvestors.com real estate broker
There is always that national $8000 one right now, but also these:
- Dakota County- Up to $15,000 + Tax Credits
- Hennepin County- Up to $15,000 + Minneapolis City Grant Assistance + Subsidized Interest Rates
- Ramsey County- Up to $20,000 + St Paul City Grant Assistance + Subsidized Interest Rates
- Scott County- Up to $7,500
Call about other county and city programs not listed.
In addition to the down-payment assistance, some organizations are providing money for closing costs. All of this incentive money is above and beyond the $8,000 in stimulus money available to first-time homebuyers.
Make it Big by Andrew Wood
(My Original Blog Post: http://timemyself.com/time/mind/big-andrew-wood/)
This is an audio series, a few hours by Andrew Wood, he has a strong accent, but is a very positive upbeat speaker, with some good real-life stories. He is really big in getting you to believe in yourself and set goals in life. He is about planning and preperation for success. He has a track named how to attract luck into your life. He says that 75% of people think they are unlucky. He talks about improving your luck, and having planning meet opportunity. He brings up some good metaphors that I really like, especially the one about the flat tire and poor planning and poor judgment. He talks about taking positive action towards your goals, and increasing your chances. I recommend this, it's a quick listen.
www.RonOrr.com
This is an audio series, a few hours by Andrew Wood, he has a strong accent, but is a very positive upbeat speaker, with some good real-life stories. He is really big in getting you to believe in yourself and set goals in life. He is about planning and preperation for success. He has a track named how to attract luck into your life. He says that 75% of people think they are unlucky. He talks about improving your luck, and having planning meet opportunity. He brings up some good metaphors that I really like, especially the one about the flat tire and poor planning and poor judgment. He talks about taking positive action towards your goals, and increasing your chances. I recommend this, it's a quick listen.
www.RonOrr.com
Wednesday, August 5, 2009
The Bucket List, what's in your bucket?
(My Original Blog Post: http://ping.fm/JxDKD)
http://ping.fm/qet6R This movie is about how short life really is and about exploring those things you dare to do. It's about doing the type of things you would do if you never had another tomorrow. It's about being true to yourself, it's about being dangerous. This movie is about testing yourself, about testing your limits. Morgan Freeman and Jack Nicholson do a tremendous job in this movie, and it's truly an inspiring movie. This movie may even bring a tear to your eye. Probably a movie watching more than once, as the message it conveys is important, it really teaches you to value life and that every second counts. I highly recommend this movie to you.
http://ping.fm/qet6R This movie is about how short life really is and about exploring those things you dare to do. It's about doing the type of things you would do if you never had another tomorrow. It's about being true to yourself, it's about being dangerous. This movie is about testing yourself, about testing your limits. Morgan Freeman and Jack Nicholson do a tremendous job in this movie, and it's truly an inspiring movie. This movie may even bring a tear to your eye. Probably a movie watching more than once, as the message it conveys is important, it really teaches you to value life and that every second counts. I highly recommend this movie to you.
Tuesday, August 4, 2009
Yes Man with Jim Carrey
(My Original Blog Post: http://ping.fm/rrrKU)
http://ping.fm/yjMWe On May 1st 2009, I finished watching Yes Man with Jim Carrey for the 2nd time. This is a very good movie for motivation. It gets you out of your locked in state of mind, and opens your creative mind and gets you to drive yourself to do things you normally wouldn't. It's lights a fire under you. This movie gets you to explore what you maybe wouldn't have done before. I enjoyed it even a 2nd time months later. This movie shows you what you are capable of, if you just say yes more often than saying no. It gets you to become the person you always wanted to be. I highly recommend you go rent this movie today!
www.RonOrr.com
http://ping.fm/yjMWe On May 1st 2009, I finished watching Yes Man with Jim Carrey for the 2nd time. This is a very good movie for motivation. It gets you out of your locked in state of mind, and opens your creative mind and gets you to drive yourself to do things you normally wouldn't. It's lights a fire under you. This movie gets you to explore what you maybe wouldn't have done before. I enjoyed it even a 2nd time months later. This movie shows you what you are capable of, if you just say yes more often than saying no. It gets you to become the person you always wanted to be. I highly recommend you go rent this movie today!
www.RonOrr.com
Monday, August 3, 2009
Your past happened, now onto the Future!
(My Original Blog Post: http://ping.fm/FVGTW)
It's interesting if we all thing back to when we were 5 years old, we had big dreams, to be an astronaut, to be a rockstar, to be famous, to do the unlimited. Depending on your childhood life was pretty easy for most of us, we had no pain, no responsibilities, we were free, happy, most of all curious about the world. Because of this we imagined the impossible, we asked a lot of questions, why was at the beginning of all of our questions. We didn't yet know what pain was. We had not yet been let down, we did not know who we were, we were still discovering ourselves at every moment. Happy curiousity was our default emotion, we never watched the news, it wasn't a driver of our life. We did what we wanted to do, and that's how it was going to be. Somewhere along the way we all lost those traits. It's known we once had them, and who's to say they aren't buried deep inside us still somewhere. If we understand that our emotions trigger positve and negative anchors within us, and bring them back to the surface from the past, why not try to take one of the most common anchors, songs and find a song that was inspiring or fun from when you were about 5 years old that you oftened listened to. This song should bring back who you were and what you thought of when you were 5 years old. There is never ever a reason to stop dreaming, or to stop being curious. Why did we stop asking so many questions, do we know all of the answers now? We need to stop thinking about what we can't do, and think of what we can do. Life isn't a scrimmage or a practice, it's the actual real game life, there are no do overs. Many of us think we regret trying and failing, but compared side by side with never trying and having no result, I think we would rather have a result. We all regret more so things that we never tried because it leaves us with what if. We need to listen to songs from when we were 5, and believe again in the unlimited, the impossible because afterall that's when we solely were the only ones that determined what we could have, it can only be explained that others along the way had to have got us off of this idea or path because we had it right from the beginning. When we were just kids in the driveway, our time was spent hours and hours imagining the crowd and taking the winning shot on the basketball hoop with seconds remaining. We took the time to feel the crowd, the emotions, the rush. We saw our friends and loved ones around us watching us go for the winning shot, being a winner, being the hero, we imagined being the leader and the one that wins the championship. Not one of us every imagined being the guy on the bench that kept it warm for others. None of us imagined heckling others. None of us imagined only playing for a few minutes because our feet hurt. None of us imagined passing the responsibility to others. We imagined greatness, demanded it of ourselves, invisioned the last few seconds with us being the reason for victory, and if we missed that shot in the driveway that day, you better believe we felt incomplete and before you could say a negative thing, we were counting down again. We do have it in us, we know that because we remember it, sometimes it's easier to forget. When did we all decide to be benchwarmers and spectators, and quit being the one who led the team down the court, and take on the pressure for that winning shot, we all changed along the way, and when we admit that to ourselves, that's when we will make the first step in getting that back!
www.RonOrr.com
It's interesting if we all thing back to when we were 5 years old, we had big dreams, to be an astronaut, to be a rockstar, to be famous, to do the unlimited. Depending on your childhood life was pretty easy for most of us, we had no pain, no responsibilities, we were free, happy, most of all curious about the world. Because of this we imagined the impossible, we asked a lot of questions, why was at the beginning of all of our questions. We didn't yet know what pain was. We had not yet been let down, we did not know who we were, we were still discovering ourselves at every moment. Happy curiousity was our default emotion, we never watched the news, it wasn't a driver of our life. We did what we wanted to do, and that's how it was going to be. Somewhere along the way we all lost those traits. It's known we once had them, and who's to say they aren't buried deep inside us still somewhere. If we understand that our emotions trigger positve and negative anchors within us, and bring them back to the surface from the past, why not try to take one of the most common anchors, songs and find a song that was inspiring or fun from when you were about 5 years old that you oftened listened to. This song should bring back who you were and what you thought of when you were 5 years old. There is never ever a reason to stop dreaming, or to stop being curious. Why did we stop asking so many questions, do we know all of the answers now? We need to stop thinking about what we can't do, and think of what we can do. Life isn't a scrimmage or a practice, it's the actual real game life, there are no do overs. Many of us think we regret trying and failing, but compared side by side with never trying and having no result, I think we would rather have a result. We all regret more so things that we never tried because it leaves us with what if. We need to listen to songs from when we were 5, and believe again in the unlimited, the impossible because afterall that's when we solely were the only ones that determined what we could have, it can only be explained that others along the way had to have got us off of this idea or path because we had it right from the beginning. When we were just kids in the driveway, our time was spent hours and hours imagining the crowd and taking the winning shot on the basketball hoop with seconds remaining. We took the time to feel the crowd, the emotions, the rush. We saw our friends and loved ones around us watching us go for the winning shot, being a winner, being the hero, we imagined being the leader and the one that wins the championship. Not one of us every imagined being the guy on the bench that kept it warm for others. None of us imagined heckling others. None of us imagined only playing for a few minutes because our feet hurt. None of us imagined passing the responsibility to others. We imagined greatness, demanded it of ourselves, invisioned the last few seconds with us being the reason for victory, and if we missed that shot in the driveway that day, you better believe we felt incomplete and before you could say a negative thing, we were counting down again. We do have it in us, we know that because we remember it, sometimes it's easier to forget. When did we all decide to be benchwarmers and spectators, and quit being the one who led the team down the court, and take on the pressure for that winning shot, we all changed along the way, and when we admit that to ourselves, that's when we will make the first step in getting that back!
www.RonOrr.com
Sunday, August 2, 2009
Some Quotes for the Day
(My Original Blog Post: http://timemyself.com/time/mind/quotes-day/)
"If my goal for a desired result, had me believing it would take 500 steps, and at 500 steps,I then realized it was closer to 1000 steps, I would never say I failed, I would say I am half way to my goal, I'm thankful I got the first 500 steps out of the way." -RonOrr.com
"What if a pilot's GOAL was to arrive on the runway at 3pm and he was still in the air at 3pm, should he just stop and give up on his GOAL? Ask the passengers what they think about giving up on one's goals." -RonOrr.com
"Most people don't miss their goals, they just miscalculate the deadline!" -RonOrr.com
"If you aren't sure if making goals will help you achieve them, I can tell you not making goals for sure helps not achieve them." -RonOrr.com
"If 99% of America will end up broke and/or in poor health by retirement, why would you model yourself after what they do?" -RonOrr.com
"Every choice you make every moment is either a Lifetime deposit or an Instant Gratification withdrawl, make more deposits than withdrawls!" -RonOrr.com
"Drive your life, design your life, set the sail for your life, steer your life, don't let life happen to you, don't just float through life." -RonOrr.com
www.RonOrr.com
"If my goal for a desired result, had me believing it would take 500 steps, and at 500 steps,I then realized it was closer to 1000 steps, I would never say I failed, I would say I am half way to my goal, I'm thankful I got the first 500 steps out of the way." -RonOrr.com
"What if a pilot's GOAL was to arrive on the runway at 3pm and he was still in the air at 3pm, should he just stop and give up on his GOAL? Ask the passengers what they think about giving up on one's goals." -RonOrr.com
"Most people don't miss their goals, they just miscalculate the deadline!" -RonOrr.com
"If you aren't sure if making goals will help you achieve them, I can tell you not making goals for sure helps not achieve them." -RonOrr.com
"If 99% of America will end up broke and/or in poor health by retirement, why would you model yourself after what they do?" -RonOrr.com
"Every choice you make every moment is either a Lifetime deposit or an Instant Gratification withdrawl, make more deposits than withdrawls!" -RonOrr.com
"Drive your life, design your life, set the sail for your life, steer your life, don't let life happen to you, don't just float through life." -RonOrr.com
www.RonOrr.com
Friday, July 31, 2009
Muppets Rainbow Connection
(My Original Blog Post: http://ping.fm/HKxzi)
Keeping with the rainbow theme this week :-) This song is about dreaming, what's on the other side. It's about star gazing, what are the possibilities, someday, in the future. It's about sharing in the dreams with everyone around you, all of your friends. I remember this song from when I was very very young. Rainbows are visions, illusions, with nothing to hide. It's about believing what you want to believe.
www.RonOrr.com
Keeping with the rainbow theme this week :-) This song is about dreaming, what's on the other side. It's about star gazing, what are the possibilities, someday, in the future. It's about sharing in the dreams with everyone around you, all of your friends. I remember this song from when I was very very young. Rainbows are visions, illusions, with nothing to hide. It's about believing what you want to believe.
www.RonOrr.com
Thursday, July 30, 2009
Somewhere Over the Rainbow Israel Kamakawiwo'Ole 'IZ'
(My Original Blog Post: http://ping.fm/agsr4)
This is another version of Somewhere over the Rainbow by Israel Kamakawiwo from Hawaii. It's very slow moving and relaxing. The video shows great happiness and relaxation, kids, families, nature, and more. It's about a place you dream of, and how dreams come true. It's about wishing upon a star, troubles go away. It's about going to that place of peace and serenity. Great imagery in this video, there are other versions on youtube.
www.RonOrr.com
This is another version of Somewhere over the Rainbow by Israel Kamakawiwo from Hawaii. It's very slow moving and relaxing. The video shows great happiness and relaxation, kids, families, nature, and more. It's about a place you dream of, and how dreams come true. It's about wishing upon a star, troubles go away. It's about going to that place of peace and serenity. Great imagery in this video, there are other versions on youtube.
www.RonOrr.com
Tuesday, July 28, 2009
Hero-Mariah Carey
(My Original Blog Post: http://ping.fm/PqUmM)
http://ping.fm/SUZcW This song is about reaching into your soul and finding the hero you can be. It's about having the strength to carry on. It's about surviving, and looking inside yourself and being strong. As the song says, a hero lies in you. This song is also about dreaming and believing in them no matter what others say. It's about finding the way.
www.RonOrr.com
http://ping.fm/SUZcW This song is about reaching into your soul and finding the hero you can be. It's about having the strength to carry on. It's about surviving, and looking inside yourself and being strong. As the song says, a hero lies in you. This song is also about dreaming and believing in them no matter what others say. It's about finding the way.
www.RonOrr.com
Monday, July 27, 2009
Somewhere Over the Rainbow by Judy Garland
(My Original Blog Post: http://ping.fm/VqmnN)
This song is about dreams, another world, life being better for everyone around you. About the future, far off as it may be. It has more metaphors than we give it credit. It's about getting lost in the idea of the future and possibilities. It's about believing in yourself meeting that happy world. This song is about daydreaming, and thinking of something great!
www.RonOrr.com
This song is about dreams, another world, life being better for everyone around you. About the future, far off as it may be. It has more metaphors than we give it credit. It's about getting lost in the idea of the future and possibilities. It's about believing in yourself meeting that happy world. This song is about daydreaming, and thinking of something great!
www.RonOrr.com
Sunday, July 26, 2009
What a Wonderful World by Louis Armstrong
(My Original Blog Post: http://ping.fm/zXhvk)
This is about appreciating life, and all of the small things, flowers, trees, skies, clouds. It's about the color of rainbows, friends, getting along. The video and song is about thinking about all that we have and appreciating it every day, from the smallest things we enjoy.
www.RonOrr.com
This is about appreciating life, and all of the small things, flowers, trees, skies, clouds. It's about the color of rainbows, friends, getting along. The video and song is about thinking about all that we have and appreciating it every day, from the smallest things we enjoy.
www.RonOrr.com
Saturday, July 25, 2009
Do I Make You Proud Taylor Hicks
(My Original Blog Post: http://ping.fm/8kNBb)
This song is about giving others credit for getting to where you are. The song is about standing tall. It's about having gratitude, and being led through. It's about what you dream about, and getting recognition. It's about being strong, standing out in the crowd. It's about rising up, and being loved.
www.RonOrr.com
This song is about giving others credit for getting to where you are. The song is about standing tall. It's about having gratitude, and being led through. It's about what you dream about, and getting recognition. It's about being strong, standing out in the crowd. It's about rising up, and being loved.
www.RonOrr.com
Friday, July 24, 2009
Dream Big Song
(My Original Blog Post: http://ping.fm/twlcf)
Having faith, dreaming big, believing. Believing you will change the world some day. If you are going to dream, you might as well dream big. Reach out for something more. Time for a change, not wasting another day. This is a great motivational song I believe, and I remember when he sung it live.
www.RonOrr.com
Having faith, dreaming big, believing. Believing you will change the world some day. If you are going to dream, you might as well dream big. Reach out for something more. Time for a change, not wasting another day. This is a great motivational song I believe, and I remember when he sung it live.
www.RonOrr.com
We are the Champions by Queen
(My Original Blog Post: http://ping.fm/a6Bme)
http://ping.fm/oEYYD
The famous song We are the Champions by Queen, says it all. Trying your best, paying your dues. Fighting until the end, being a champion. This makes for a good victory song. A memorable chorus, and a good message. No time for losers! Worth listening to a few more times for motivation.
www.RonOrr.com
http://ping.fm/oEYYD
The famous song We are the Champions by Queen, says it all. Trying your best, paying your dues. Fighting until the end, being a champion. This makes for a good victory song. A memorable chorus, and a good message. No time for losers! Worth listening to a few more times for motivation.
www.RonOrr.com
Thursday, July 23, 2009
Holding Out for a Hero from Footloose
(My Original Blog Post: http://ping.fm/ARr2g)
This is one of the most motivating songs to me. This song is about finding a hero, one that's willing to stand up to the challenge above the rest. It's about being larger than life. Standing up to the fight, giving it your all. Rise above the challenge, being strong, fast. This song has a very fast beat to it and should motivate you. It's from the movie footloose if you remember. This is a longer version than in the movie.
www.RonOrr.com
This is one of the most motivating songs to me. This song is about finding a hero, one that's willing to stand up to the challenge above the rest. It's about being larger than life. Standing up to the fight, giving it your all. Rise above the challenge, being strong, fast. This song has a very fast beat to it and should motivate you. It's from the movie footloose if you remember. This is a longer version than in the movie.
www.RonOrr.com
Wednesday, July 22, 2009
Invincible Pat Benetar from Legend of Billie Jean
(My Original Blog Post: http://ping.fm/oYTNI)
This is the song Invicible by Pat Benetar, and I think is best remembered from the movie The Legend of Billie Jean where Billie Jean stood up against all odds for what she believed in. She was outnumbered and took a big risk and her friends supported her, and she was a great leader in the movie. Although it wasn't the popular decision Billie Jean wouldn't back down until she was heard, she lead to the very end of the movie, this song went with that movie clip well.
www.RonOrr.com
This is the song Invicible by Pat Benetar, and I think is best remembered from the movie The Legend of Billie Jean where Billie Jean stood up against all odds for what she believed in. She was outnumbered and took a big risk and her friends supported her, and she was a great leader in the movie. Although it wasn't the popular decision Billie Jean wouldn't back down until she was heard, she lead to the very end of the movie, this song went with that movie clip well.
www.RonOrr.com
Tuesday, July 21, 2009
Eye of the Tiger Song
(My Original Blog Post: http://ping.fm/yfFdT)
One of the most well known motivating songs of all time. It's about rising up, and being great. Rising to the challenge. Getting back on your feet and going the distance. It's about your will to survive. The thrill of the fight. Going for the top, having the guts.
www.RonOrr.com
One of the most well known motivating songs of all time. It's about rising up, and being great. Rising to the challenge. Getting back on your feet and going the distance. It's about your will to survive. The thrill of the fight. Going for the top, having the guts.
www.RonOrr.com
Monday, July 20, 2009
Your the Best Around Song
(My Original Blog Post: http://ping.fm/OXQZB)
Do you remember this song from the 1980's You're the best around, by Joe Esposito. It's about being the best you can and never backing down, it's about not letting anything stand in your way. Nothing is going to keep you down, live your dream, take on anything. It's about trying your best and hanging tough. Try and you'll succeed.
www.RonOrr.com
Do you remember this song from the 1980's You're the best around, by Joe Esposito. It's about being the best you can and never backing down, it's about not letting anything stand in your way. Nothing is going to keep you down, live your dream, take on anything. It's about trying your best and hanging tough. Try and you'll succeed.
www.RonOrr.com
Sunday, July 19, 2009
Goals from Nightingale.com
(My Original Blog Post: http://ping.fm/JkJ6h)
http://ping.fm/ZzMLp This is a short movie clip about taking the average 100 people in America when they are young and how many will be rich, still working, successful, and how many will be broke. It talks about having a blueprint and map for life. This movie title is Goals.
www.RonOrr.com
http://ping.fm/ZzMLp This is a short movie clip about taking the average 100 people in America when they are young and how many will be rich, still working, successful, and how many will be broke. It talks about having a blueprint and map for life. This movie title is Goals.
www.RonOrr.com
Saturday, July 18, 2009
Rudy Clip Never Give Up, You May Regret It!
(My Original Blog Post: http://ping.fm/ho4E4)
This short clip is about never giving up, it's about giving it everything you have even if the odds are against you. It's about realizing you've given it your best. It's about realizing your dreams and success even if you don't get exactly the results you want, you have to prove to yourself that you gave it your best.
www.RonOrr.com
This short clip is about never giving up, it's about giving it everything you have even if the odds are against you. It's about realizing you've given it your best. It's about realizing your dreams and success even if you don't get exactly the results you want, you have to prove to yourself that you gave it your best.
www.RonOrr.com
Friday, July 17, 2009
Achieve Ezine Remembering those from 9/11
(My Original Blog Post: http://ping.fm/vlguH)
http://ping.fm/4QQUo This is a very imporant video along with some great background music. It's great to remember the heroes of 9/11, none should be lost or forgotten, their spirit lives on. There is strong imagery in this video, to stay inspired we must try to remember the great people we lost that day. This video needs to be about celebrating their lives up until that day. You will probably have a strong emotional connection to this video.
www.RonOrr.com
http://ping.fm/4QQUo This is a very imporant video along with some great background music. It's great to remember the heroes of 9/11, none should be lost or forgotten, their spirit lives on. There is strong imagery in this video, to stay inspired we must try to remember the great people we lost that day. This video needs to be about celebrating their lives up until that day. You will probably have a strong emotional connection to this video.
www.RonOrr.com
Thursday, July 16, 2009
Achieve Ezine A Families Struggle with Autism
(My Original Blog Post: http://ping.fm/rXacW)
http://ping.fm/Zs6Xk This movie is about a families struggle with autism and how they have had to stay strong and make the most of it. It's about becoming a stronger person, making the most of a situation. Inner Peace No Matter what is there website, this is a good video, and has a lot of encouraging words.
www.RonOrr.com
http://ping.fm/Zs6Xk This movie is about a families struggle with autism and how they have had to stay strong and make the most of it. It's about becoming a stronger person, making the most of a situation. Inner Peace No Matter what is there website, this is a good video, and has a lot of encouraging words.
www.RonOrr.com
Wednesday, July 15, 2009
Achieve Ezine Realize the Value of Time
(My Original Blog Post: http://ping.fm/EctRz)
http://ping.fm/KSgDz This is a great movie on realizing the value of time and not to take any second, minute, hour, day, or year for granted. It asks some great questions about comparing an alotment of time to someone else who would always value that amount of time in a given second or moment more, so make every moment of time precious. I really like this video a lot, it makes you take time serious.
www.RonOrr.com
http://ping.fm/KSgDz This is a great movie on realizing the value of time and not to take any second, minute, hour, day, or year for granted. It asks some great questions about comparing an alotment of time to someone else who would always value that amount of time in a given second or moment more, so make every moment of time precious. I really like this video a lot, it makes you take time serious.
www.RonOrr.com
Tuesday, July 14, 2009
Achieve Ezine The Time Movie
(My Original Blog Post: http://ping.fm/VepRw)
http://ping.fm/g9oV7 This is one of my favorite movies of all because it's about time awareness. It refers to 86,400 seconds in every day and how we won't ever get them back. It talks about how important time is and how precious it is. It compares time to a bank account, which is a good analogy the way they do it. You must live in the present. Make the most of today.
www.RonOrr.com
http://ping.fm/g9oV7 This is one of my favorite movies of all because it's about time awareness. It refers to 86,400 seconds in every day and how we won't ever get them back. It talks about how important time is and how precious it is. It compares time to a bank account, which is a good analogy the way they do it. You must live in the present. Make the most of today.
www.RonOrr.com
Sunday, July 12, 2009
Achieve Ezine May You Be Blessed
(My Original Blog Post: http://ping.fm/YuwpQ)
http://ping.fm/MaebB May your joys and victories be plentiful. This video has a lot of inspiring words. Great imagery in this one. Some great long unique quotes in this one. This is a pretty good video that does make you appreciate the little things by the end of it.
www.RonOrr.com
http://ping.fm/MaebB May your joys and victories be plentiful. This video has a lot of inspiring words. Great imagery in this one. Some great long unique quotes in this one. This is a pretty good video that does make you appreciate the little things by the end of it.
www.RonOrr.com
Saturday, July 11, 2009
Acheive Ezine Rules for Being Human Mr Positve
(My Original Blog Post: http://ping.fm/5WwAX)
http://ping.fm/Uz1sC This movie is done by Mr. Positve. This movie is about learning life's lessons, and continuing to learn. What you make of your life is up to you. Look, listen and trust. This is a well done video, by a popular online newsletter.
www.RonOrr.com
http://ping.fm/Uz1sC This movie is done by Mr. Positve. This movie is about learning life's lessons, and continuing to learn. What you make of your life is up to you. Look, listen and trust. This is a well done video, by a popular online newsletter.
www.RonOrr.com
Friday, July 10, 2009
Achieve Ezine The Winning Movie
(My Original Blog Post: http://ping.fm/pJkKH)
http://ping.fm/zTJla by BillLosey.com this movie is about taking risks, taking action, and how we were told no since we were born. It's about aiming high and creating bigger goals, not low standards and goals. This movie has some good imagery of climbing mountains, or flying.
www.RonOrr.com
http://ping.fm/zTJla by BillLosey.com this movie is about taking risks, taking action, and how we were told no since we were born. It's about aiming high and creating bigger goals, not low standards and goals. This movie has some good imagery of climbing mountains, or flying.
www.RonOrr.com
Thursday, July 9, 2009
Achieve Ezine Lessons on Life
(My Original Blog Post: http://ping.fm/opB8c)
http://ping.fm/zo5Nx This one is done by Jim Rohn who has been a motivational trainer forever, even is known to have motivated Tony Robbins. It's titled how to live a successful life. I like this quote from Jim Rohn "We must all suffer from one of two pains: the pain of discipline or the pain of regret" "Discipline weighs ounces while regret weighs tons" "Design your Own Life or someone else will" I recommend this video.
www.RonOrr.com
http://ping.fm/zo5Nx This one is done by Jim Rohn who has been a motivational trainer forever, even is known to have motivated Tony Robbins. It's titled how to live a successful life. I like this quote from Jim Rohn "We must all suffer from one of two pains: the pain of discipline or the pain of regret" "Discipline weighs ounces while regret weighs tons" "Design your Own Life or someone else will" I recommend this video.
www.RonOrr.com
Wednesday, July 8, 2009
Achieve Ezine The Light Beyond
(My Original Blog Post: http://ping.fm/gNwA4)
http://ping.fm/9nPQE Do not stand at my grave and weep. It basically talks about living on through nature, the wind, the snow, the sunlight, the spirit of mankind is what I think it means, good imagery on this video.
www.RonOrr.com
http://ping.fm/9nPQE Do not stand at my grave and weep. It basically talks about living on through nature, the wind, the snow, the sunlight, the spirit of mankind is what I think it means, good imagery on this video.
www.RonOrr.com
Tuesday, July 7, 2009
Achieve Ezine Train of Life
(My Original Blog Post: http://ping.fm/kbDOf)
http://ping.fm/5zFnv This movie is about not looking back in the rear view mirror at what memories have passed you by and what time was already spent, it's about being in the front and watching life unfold and watching what the future brings. This is a very important lesson that I need to even remind myself, as often as every day, you need to think of the endless possibilities in the future.
www.RonOrr.com
http://ping.fm/5zFnv This movie is about not looking back in the rear view mirror at what memories have passed you by and what time was already spent, it's about being in the front and watching life unfold and watching what the future brings. This is a very important lesson that I need to even remind myself, as often as every day, you need to think of the endless possibilities in the future.
www.RonOrr.com
Monday, July 6, 2009
Simple Truths The Nature of Success
(My Original Blog Post: http://ping.fm/f7R15)
http://ping.fm/ARNfw Discovering the power of belief. Pursuing knowledge, Using your imagination, are some of the highlights of this video. Be disciplined, take risks, fail forward. Persevere! This is a short, but good video and has some memorable quotes, I recommend it.
www.RonOrr.com
http://ping.fm/ARNfw Discovering the power of belief. Pursuing knowledge, Using your imagination, are some of the highlights of this video. Be disciplined, take risks, fail forward. Persevere! This is a short, but good video and has some memorable quotes, I recommend it.
www.RonOrr.com
Simple Truths-Laughter is an Instant Vacation
(My Original Blog Post: http://timemyself.com/time/mind/simple-truthslaughter-instant-vacation/)
http://www.thelaughtermovie.com/ This is a great video, you'll like it. It's Humorous Quotes on LIfe. This short movie will give you some good laughs, or as they they say an instant vacation. Just like negative emotions actually create acid and poision your body, laughter can actually do the opposite and help you towards better health and happiness towards a more positive future, it just takes a little bit at a time. There are some very good jokes in here, and probably 75% of them I have never even heard, some by famous comedians, some by not so famous ones, enjoy and share, everyone needs some laughter in their lives.
www.RonOrr.com
http://www.thelaughtermovie.com/ This is a great video, you'll like it. It's Humorous Quotes on LIfe. This short movie will give you some good laughs, or as they they say an instant vacation. Just like negative emotions actually create acid and poision your body, laughter can actually do the opposite and help you towards better health and happiness towards a more positive future, it just takes a little bit at a time. There are some very good jokes in here, and probably 75% of them I have never even heard, some by famous comedians, some by not so famous ones, enjoy and share, everyone needs some laughter in their lives.
www.RonOrr.com
Sunday, July 5, 2009
Simple Truths What it Takes to Be #1
(My Original Blog Post: http://ping.fm/oBNzy)
http://ping.fm/eEMMg This movie is about the leadership and quotes of the football coach Vince Lombardi. He has some very good quotes, and this is a truly inspiring video. It teaches you excellence and how to rise above and be a winner. Also there are some great audio clips from Vince himself added into this video. It's about the Will to win, and doing your best, and giving everything you have. It's about having passion to succeed. I recommend this video.
www.RonOrr.com
http://ping.fm/eEMMg This movie is about the leadership and quotes of the football coach Vince Lombardi. He has some very good quotes, and this is a truly inspiring video. It teaches you excellence and how to rise above and be a winner. Also there are some great audio clips from Vince himself added into this video. It's about the Will to win, and doing your best, and giving everything you have. It's about having passion to succeed. I recommend this video.
www.RonOrr.com
Saturday, July 4, 2009
Money Merge Account, Save thousands in Interest
(My Original Blog Post: http://ping.fm/sjc6k)
This is a program I have spent hours learning and you have to see the videos to full understand it, but you can save interest by canceling interest on what you are already paying on your current property. This equates to paying off your home in 1/2 or 1/3rd of the time, by using this system. Please see some videos below and email me if you'd like to talk to a rep.
Turn debt-into-wealth!
-- PROVEN high-tech solution, SIMPLE-to-use system
-- Potentially SAVE thousands of dollars in interest
-- Be debt-free in 1/2 the time or less
-- Little to NO-CHANGE to your monthly budget
Contact me for your FREE customized-report & demonstration.
"Hana"
Branch Manager
Certified Independent Agent, UFF
Ron Orr, UFF Certified Independent Agent
and Hana, UFF Certified Independent Agent- Branch Manager
http://ping.fm/PscVl
http://ping.fm/cMfYS
http://www.joinu1st.com
http://ping.fm/pJlrG
This is a program I have spent hours learning and you have to see the videos to full understand it, but you can save interest by canceling interest on what you are already paying on your current property. This equates to paying off your home in 1/2 or 1/3rd of the time, by using this system. Please see some videos below and email me if you'd like to talk to a rep.
Turn debt-into-wealth!
-- PROVEN high-tech solution, SIMPLE-to-use system
-- Potentially SAVE thousands of dollars in interest
-- Be debt-free in 1/2 the time or less
-- Little to NO-CHANGE to your monthly budget
Contact me for your FREE customized-report & demonstration.
"Hana"
Branch Manager
Certified Independent Agent, UFF
Ron Orr, UFF Certified Independent Agent
and Hana, UFF Certified Independent Agent- Branch Manager
http://ping.fm/PscVl
http://ping.fm/cMfYS
http://www.joinu1st.com
http://ping.fm/pJlrG
Simple Truths One Solitary Life
(My Original Blog Post: http://ping.fm/n711Y)
http://ping.fm/pQhTB This one is done by Ken Blachard. This one is about Jesus, and how he is looked upon by so many people and about where he came from, and so forth. This video really makes you think, it's well done.
www.RonOrr.com
http://ping.fm/pQhTB This one is done by Ken Blachard. This one is about Jesus, and how he is looked upon by so many people and about where he came from, and so forth. This video really makes you think, it's well done.
www.RonOrr.com
Friday, July 3, 2009
Simple Truths Rock Solid Leadership
(My Original Blog Post: http://ping.fm/ZB1tp)
http://ping.fm/JCfff How Great Leaders Exceed Expectations! It's about taking responsibility and taking charge. It's about leading yourself before you can lead others. The path of character over the path of compromise. Long term vision, advanced planning, dicipline, responsibility, influence and more. This video is by Robin Crow
www.RonOrr.com
http://ping.fm/JCfff How Great Leaders Exceed Expectations! It's about taking responsibility and taking charge. It's about leading yourself before you can lead others. The path of character over the path of compromise. Long term vision, advanced planning, dicipline, responsibility, influence and more. This video is by Robin Crow
www.RonOrr.com
Thursday, July 2, 2009
Simple Truths The Race Movie
(My Original Blog Post: http://ping.fm/35EbC)
http://ping.fm/SCU6E This is the story of a boy in a race who keeps falling down and how it takes everything he has to get back up, and not accept failing as an option. In this scenario he has to choose between 1st place and just not quitting. His dad wants to support him and keep telling him to get back up no matter how many times he falls. This movie is suppose to be a metaphor for the same thing in life when you keep failing and getting back up.
www.RonOrr.com
http://ping.fm/SCU6E This is the story of a boy in a race who keeps falling down and how it takes everything he has to get back up, and not accept failing as an option. In this scenario he has to choose between 1st place and just not quitting. His dad wants to support him and keep telling him to get back up no matter how many times he falls. This movie is suppose to be a metaphor for the same thing in life when you keep failing and getting back up.
www.RonOrr.com
Wednesday, July 1, 2009
Simple Truths To a Child Love is Spelled Time
(My Original Blog Post: http://ping.fm/Kq6Rv)
http://ping.fm/pVUK6 This is a good story of a father and son, and a diary and an attic. It's a story you have to read not listen to. It's pretty short, but ends with a good message about how you view what happens with your life, and not everyone perceives what happens the same way. The movie moves kind of slow, but that ends up being kind of the point for this particular movie.
www.RonOrr.com
http://ping.fm/pVUK6 This is a good story of a father and son, and a diary and an attic. It's a story you have to read not listen to. It's pretty short, but ends with a good message about how you view what happens with your life, and not everyone perceives what happens the same way. The movie moves kind of slow, but that ends up being kind of the point for this particular movie.
www.RonOrr.com
Sunday, June 28, 2009
Simple Truths 212 degrees
(My Original Blog Post: http://timemyself.com/time/mind/simple-truths-212-degrees/)
http://www.212movie.com/ This is one of the more popular movies I have heard of like this, and from this site. It's about the little edge that makes the difference, it's about that extra effort that seperates 1st from 2nd place. Winners from the losers. It shows how close winners from 2nd place are in real life, in sports and other areas of life, hard work pays off, and how you need to give it 100% all the time that you can.
www.RonOrr.com
http://www.212movie.com/ This is one of the more popular movies I have heard of like this, and from this site. It's about the little edge that makes the difference, it's about that extra effort that seperates 1st from 2nd place. Winners from the losers. It shows how close winners from 2nd place are in real life, in sports and other areas of life, hard work pays off, and how you need to give it 100% all the time that you can.
www.RonOrr.com
Saturday, June 27, 2009
Simple Truths The Dash Movie
(My Original Blog Post: http://ping.fm/Tnavw)
http://ping.fm/MPTED This video is about what people accomplish throughout their life. The memories and how they leave a legacy for others. It's not about cash, cars, or houses. It's about how you affect people's life and what you'd want them to think about you at the end during your eulogy. This is a great and important concept.
www.RonOrr.com
http://ping.fm/MPTED This video is about what people accomplish throughout their life. The memories and how they leave a legacy for others. It's not about cash, cars, or houses. It's about how you affect people's life and what you'd want them to think about you at the end during your eulogy. This is a great and important concept.
www.RonOrr.com
Friday, June 26, 2009
Simple Truths of Service
(My Original Blog Post: http://ping.fm/GTQ9E)
http://ping.fm/9PEMU This is a true story as told by Barbara Glanz. It's about Johnny the 19 year old bagger and how well he treated people. It talks about what Johnny did that was so unique that got everyone's attention and made him a little local hero and celebrity at his local supermarket. It's about service coming from the heart.
www.RonOrr.com
http://ping.fm/9PEMU This is a true story as told by Barbara Glanz. It's about Johnny the 19 year old bagger and how well he treated people. It talks about what Johnny did that was so unique that got everyone's attention and made him a little local hero and celebrity at his local supermarket. It's about service coming from the heart.
www.RonOrr.com
Thursday, June 25, 2009
Simple Truths Power of Attitude
(My Original Blog Post: http://ping.fm/IZALe)
http://ping.fm/5Gtx9 A journey of a thousand miles begins with a single step. -Chinese proverb. Purpose, passion, vision, courage, goals, is what this video is about. One of my favorite quotes, that's in this video is: Stay Positive, You become what you think about. -Earl Nightingale
www.RonOrr.com
http://ping.fm/5Gtx9 A journey of a thousand miles begins with a single step. -Chinese proverb. Purpose, passion, vision, courage, goals, is what this video is about. One of my favorite quotes, that's in this video is: Stay Positive, You become what you think about. -Earl Nightingale
www.RonOrr.com
Wednesday, June 24, 2009
Simple Truths of Appreciation
(My Original Blog Post: http://ping.fm/PX2HN)
http://ping.fm/xjSQW This is a true story by Barbara Glanz copyright 2007. This movie is about finding those who you want to thank in life who have given you joy. There is a quote by Mother Teresa. It's about rememembering and thanking someone who has touched your life.
www.RonOrr.com
http://ping.fm/xjSQW This is a true story by Barbara Glanz copyright 2007. This movie is about finding those who you want to thank in life who have given you joy. There is a quote by Mother Teresa. It's about rememembering and thanking someone who has touched your life.
www.RonOrr.com
Tuesday, June 23, 2009
Simple Truths The Paper Airplane Movie
(My Original Blog Post: http://ping.fm/raidC)
http://ping.fm/ZT1DW I liked this movie because I didn't know what to expect, and it's about being creative and thinking outside the box and being unique. It's about not following the crowd. It's simple and really good for any age to read. It had me reading and waiting until the end to find out what the idea was, and I enjoyed this short little movie.
www.RonOrr.com
http://ping.fm/ZT1DW I liked this movie because I didn't know what to expect, and it's about being creative and thinking outside the box and being unique. It's about not following the crowd. It's simple and really good for any age to read. It had me reading and waiting until the end to find out what the idea was, and I enjoyed this short little movie.
www.RonOrr.com
Monday, June 22, 2009
Simple Truths The Power of Teamwork
(My Original Blog Post: http://ping.fm/krYpK)
http://ping.fm/SFwrn This movie is inspired by the blue angels flight team. This video refers to missions, values, and purpose. Leading by positive example. Peak performance, top commuinication and more. Each member should have a role with the team. This is a good short movie.
www.RonOrr.com
http://ping.fm/SFwrn This movie is inspired by the blue angels flight team. This video refers to missions, values, and purpose. Leading by positive example. Peak performance, top commuinication and more. Each member should have a role with the team. This is a good short movie.
www.RonOrr.com
Simple Truths You Can't Send a Duck to Eagle School
(My Original Blog Post: http://ping.fm/6CxUf)
http://ping.fm/HWHuJ This video is about taking people that have character, personality and other great traits and teaching them a certain product, not the other way around. In other words, you can't teach a person to be happy, or smile if they don't want to. It's about having a great attitude and hiring the right person to do the job. This one has a lot of the same quotes I have heard of before.
www.RonOrr.com
http://ping.fm/HWHuJ This video is about taking people that have character, personality and other great traits and teaching them a certain product, not the other way around. In other words, you can't teach a person to be happy, or smile if they don't want to. It's about having a great attitude and hiring the right person to do the job. This one has a lot of the same quotes I have heard of before.
www.RonOrr.com
Sunday, June 21, 2009
Simple Truths The Strangest Secret
(My Original Blog Post: http://ping.fm/q68WR)
This is based off of Earl Nightingale's the strangest secret which sold over 1 million copies before most of you reading this were even born. This is a very popular personal development audio, this is just an excerpt. It refers to success, how do we define success? You become what you think about. It's about getting back returned what you go after. Plant your goal in your mind. This is a great concept!
www.RonOrr.com
This is based off of Earl Nightingale's the strangest secret which sold over 1 million copies before most of you reading this were even born. This is a very popular personal development audio, this is just an excerpt. It refers to success, how do we define success? You become what you think about. It's about getting back returned what you go after. Plant your goal in your mind. This is a great concept!
www.RonOrr.com
Saturday, June 20, 2009
Simple Truths Great Quotes from Great Leaders
(My Original Blog Post: http://ping.fm/CTIAS)
http://ping.fm/6t7bs This is a 3 minute video with quotes from those such as: Ben Franklin, Winston Churchill, Thomas Jefferson, George Washington, Martin Luther King, Jr., Walt Disney, Abraham Lincoln, Vince Lombardi, Eleanor Roosevelt, Dwight Eisenhower, Nelson Mandela, Albert Einstein, John F. Kennedy, Mahatma Gandhi, Helen Keller, Henry Ford, Ronald Reagan, Pope John Paul II, Franklin Roosevelt, George S. Patton, Booker T. Washington, Theodore Roosevelt, Albert Schweitzer, Harry S. Truman, and Mother Teresa.
www.RonOrr.com
http://ping.fm/6t7bs This is a 3 minute video with quotes from those such as: Ben Franklin, Winston Churchill, Thomas Jefferson, George Washington, Martin Luther King, Jr., Walt Disney, Abraham Lincoln, Vince Lombardi, Eleanor Roosevelt, Dwight Eisenhower, Nelson Mandela, Albert Einstein, John F. Kennedy, Mahatma Gandhi, Helen Keller, Henry Ford, Ronald Reagan, Pope John Paul II, Franklin Roosevelt, George S. Patton, Booker T. Washington, Theodore Roosevelt, Albert Schweitzer, Harry S. Truman, and Mother Teresa.
www.RonOrr.com
Friday, June 19, 2009
Simple Truths Sales Motivation Movie
(My Original Blog Post: http://ping.fm/FuQYB)
http://ping.fm/H5LVS This movie is about great quotes to help charge your battery. It's about helping the millions of salespeople out there have a stronger motivation. Focus, excellence, commitment are a few of the most important ideas in this video. Success is a journey not a destination is one you can't forget.
www.RonOrr.com
http://ping.fm/H5LVS This movie is about great quotes to help charge your battery. It's about helping the millions of salespeople out there have a stronger motivation. Focus, excellence, commitment are a few of the most important ideas in this video. Success is a journey not a destination is one you can't forget.
www.RonOrr.com
Thursday, June 18, 2009
Simple Truths May You Be Blessed
(My Original Blog Post: http://ping.fm/9MQx7)
http://ping.fm/nWFYJ This movie is about all of the joys in the world and may they be plentiful. It's about getting stronger. This video talks a lot about becoming stronger when times are tough. There are some great inspiring words of wisdom in this short movie.
www.RonOrr.com
http://ping.fm/nWFYJ This movie is about all of the joys in the world and may they be plentiful. It's about getting stronger. This video talks a lot about becoming stronger when times are tough. There are some great inspiring words of wisdom in this short movie.
www.RonOrr.com
Wednesday, June 17, 2009
Simple Truths The Essence of Leadership
(My Original Blog Post: http://ping.fm/mJeT1)
http://ping.fm/YYCec There are many quotes in this short movie, and they include those about quality and brand, and excellence. Reinforce core values, take action. This is a pretty short video, but has some good quotes.
www.RonOrr.com
http://ping.fm/YYCec There are many quotes in this short movie, and they include those about quality and brand, and excellence. Reinforce core values, take action. This is a pretty short video, but has some good quotes.
www.RonOrr.com
Simple Truths The Essence of Leadership
(My Original Blog Post: http://ping.fm/oQXoH)
http://ping.fm/XgLWw There are many quotes in this short movie, and they include those about quality and brand, and excellence. Reinforce core values, take action. This is a pretty short video, but has some good quotes.
www.RonOrr.com
http://ping.fm/XgLWw There are many quotes in this short movie, and they include those about quality and brand, and excellence. Reinforce core values, take action. This is a pretty short video, but has some good quotes.
www.RonOrr.com
Tuesday, June 16, 2009
Simple Truths Walk the Talk
(My Original Blog Post: http://ping.fm/Y2yHP)
http://ping.fm/2QA2D Practice what we preach, do the right thing. This video defines commitment. Honesty in defined in this video. Building your character, holding high standards for yourself. Seeking the courage to do the right thing, this is a decent video.
www.RonOrr.com
http://ping.fm/2QA2D Practice what we preach, do the right thing. This video defines commitment. Honesty in defined in this video. Building your character, holding high standards for yourself. Seeking the courage to do the right thing, this is a decent video.
www.RonOrr.com
Monday, June 15, 2009
Simple Truths The Richest Man in Town
(My Original Blog Post: http://ping.fm/Pjivp)
http://ping.fm/nZnoy This video is about a guy names Marty, and being humble and appreciating everything in life, and treating everyone the same with dignity and respect. Marty is well known and many teach and talk about him. It's about being grateful for everything in life, and making each moment count. What matters most in life moment by moment. This movie was pretty good, not my favorite of the bunch, but ok.
www.RonOrr.com
http://ping.fm/nZnoy This video is about a guy names Marty, and being humble and appreciating everything in life, and treating everyone the same with dignity and respect. Marty is well known and many teach and talk about him. It's about being grateful for everything in life, and making each moment count. What matters most in life moment by moment. This movie was pretty good, not my favorite of the bunch, but ok.
www.RonOrr.com
Cancellation of a Contract for Deed How does it work
(My Original Blog Post: http://ping.fm/j8vyG)
Full article on Minnesota Contract for Deeds can be found here
Here are some guidelines of what you can expect if you need the services of an attorney to cancel a contract for deed in the state of Minnesota, an attorney can aid you in this process.
The basics of statutory cancellation of a CFD and the timelines involved are:
1.A default (curable or noncurable) in the CFD must have occurred
2.Fill out the statutory notice of cancellation of contract for deed (1-3 days)
3.Personally serve the cancellation notice on the vendee(s) (1-5 days)
4.Vendee has 60 days from date of service to cure the default (60 days)
5.Absent a cure, an eviction complaint is drafted and served (1-3 days)
6.Summary eviction hearing is held (7-14 days after service)
7.Writ of Recovery obtained and served by Sheriff (1-3 days)
8.File the cancellation with the county recorder or registrar
The following are just general guidelines we have provided on costs we believe and are subject to change at any time, you will need to contact an attorney for updated costs:
Cancellations usually take 2 to 5 hours of attorney time to gather the info and draft the documents for the cancellation.
There is a fee for the process server ($50-$100) to serve the docs.
Evictions are about the same time of 2 to 5 hours (for summary proceeding),
Service fee ($50-$100)
Court filing cost of $250.
Writ of Recovery is $40
Sheriff usually charges about $100 to serve it.
Filing cancellation of CFD with the county is $46 fee to county.
Cancellation of a c/d specifically below Info courtesy of:
Jaren L. Johnson
BenePartum Law Group, PA
Benepartum.com
651-994-4300 ext. 19
Full article on Minnesota Contract for Deeds can be found here
Here are some guidelines of what you can expect if you need the services of an attorney to cancel a contract for deed in the state of Minnesota, an attorney can aid you in this process.
The basics of statutory cancellation of a CFD and the timelines involved are:
1.A default (curable or noncurable) in the CFD must have occurred
2.Fill out the statutory notice of cancellation of contract for deed (1-3 days)
3.Personally serve the cancellation notice on the vendee(s) (1-5 days)
4.Vendee has 60 days from date of service to cure the default (60 days)
5.Absent a cure, an eviction complaint is drafted and served (1-3 days)
6.Summary eviction hearing is held (7-14 days after service)
7.Writ of Recovery obtained and served by Sheriff (1-3 days)
8.File the cancellation with the county recorder or registrar
The following are just general guidelines we have provided on costs we believe and are subject to change at any time, you will need to contact an attorney for updated costs:
Cancellations usually take 2 to 5 hours of attorney time to gather the info and draft the documents for the cancellation.
There is a fee for the process server ($50-$100) to serve the docs.
Evictions are about the same time of 2 to 5 hours (for summary proceeding),
Service fee ($50-$100)
Court filing cost of $250.
Writ of Recovery is $40
Sheriff usually charges about $100 to serve it.
Filing cancellation of CFD with the county is $46 fee to county.
Cancellation of a c/d specifically below Info courtesy of:
Jaren L. Johnson
BenePartum Law Group, PA
Benepartum.com
651-994-4300 ext. 19
Sunday, June 14, 2009
Simple Truths Change is Good
(My Original Blog Post: http://ping.fm/iLo88)
http://ping.fm/gKz9o This movie is about motivating your team, getting the most out of them, becoming a leader. The video is about celebrating success, showing your actions. Inspiring others, making the complicated easy to understand. This is a good video for a team leader to show others.
www.RonOrr.com
http://ping.fm/gKz9o This movie is about motivating your team, getting the most out of them, becoming a leader. The video is about celebrating success, showing your actions. Inspiring others, making the complicated easy to understand. This is a good video for a team leader to show others.
www.RonOrr.com
Saturday, June 13, 2009
Simple Truths Finding Joy
(My Original Blog Post: http://ping.fm/sUVoe)
Finding Joy: Simple Secrets to a Happy Life. Sometimes in the winds of change we find our true direction! This movie has some very unique quotes, from Mother Teresa, Hellen Keller, Norman Vincent Peale, and many others. The idea is to find your joy and share it with others. I recommend this mini-clip movie.
www.RonOrr.com
Finding Joy: Simple Secrets to a Happy Life. Sometimes in the winds of change we find our true direction! This movie has some very unique quotes, from Mother Teresa, Hellen Keller, Norman Vincent Peale, and many others. The idea is to find your joy and share it with others. I recommend this mini-clip movie.
www.RonOrr.com
Friday, June 12, 2009
Simple Truths Dreams are Whispering from the Soul
(My Original Blog Post: http://ping.fm/Wzmcf)
http://ping.fm/qzWVo There are many good quotes in this short movie. It's about dreaming and realizing what to look forward in life as you can tell from the domain name and name of the movie. Great imagery in this movie, one of my favorite quotes from this movie is: Only as high as I reach can I grow. Only as far as I seek can I go. Only as deep as I look can I see. Only as much as I dream can I be. -Karen Ravn
This is a recommended movie to watch.
www.RonOrr.com
http://ping.fm/qzWVo There are many good quotes in this short movie. It's about dreaming and realizing what to look forward in life as you can tell from the domain name and name of the movie. Great imagery in this movie, one of my favorite quotes from this movie is: Only as high as I reach can I grow. Only as far as I seek can I go. Only as deep as I look can I see. Only as much as I dream can I be. -Karen Ravn
This is a recommended movie to watch.
www.RonOrr.com
LuLu: Sell your own publications Print on Demand
(My Original Blog Post: http://ping.fm/g6y64)
You can juse Lulu.com to publish your work of art in writing. Here are some various mediums that you can publish to: Books, Paperback books,Hardcover books,Comic books,Dissertations,Cookbooks,Product Manuals,Sales Proposals,Travel Guides,Poetry Books,Brochures,Yearbooks,Annual Reports,Textbooks,Training Manuals,Course Outlines,Presentations.
The idea is that instead of trying to find a publisher or print 100,000 advance copies and taking the chance or putting out the money, you can print on demand, and have it printed as you create the demand from your own marketing efforts, it's much more cost-efficient this way, or at least risk-adverse. You can also buy or sell on lulu.com It's referred to as Self-Publishing. They have a demo link to check out and view. Upload, convert and publish. They have books, music, cd's, video, calendars and more.
www.RonOrr.com
You can juse Lulu.com to publish your work of art in writing. Here are some various mediums that you can publish to: Books, Paperback books,Hardcover books,Comic books,Dissertations,Cookbooks,Product Manuals,Sales Proposals,Travel Guides,Poetry Books,Brochures,Yearbooks,Annual Reports,Textbooks,Training Manuals,Course Outlines,Presentations.
The idea is that instead of trying to find a publisher or print 100,000 advance copies and taking the chance or putting out the money, you can print on demand, and have it printed as you create the demand from your own marketing efforts, it's much more cost-efficient this way, or at least risk-adverse. You can also buy or sell on lulu.com It's referred to as Self-Publishing. They have a demo link to check out and view. Upload, convert and publish. They have books, music, cd's, video, calendars and more.
www.RonOrr.com
Thursday, June 11, 2009
Simple Truths Finish Strong
(My Original Blog Post: http://ping.fm/4fMId)
http://ping.fm/CoBds This movie is about finishing strong and being tough, and how you take what happens to you and view it. There are some very inspiring cases of many famous people who had the odds against them early or later in life and still ended up creating and achieving greatness, I really liked some of the cases written on this video. It's about making choices, decisions, and moving forward. It's about how you react to situations and what you do with them.
www.RonOrr.com
www.RonOrr.com
http://ping.fm/CoBds This movie is about finishing strong and being tough, and how you take what happens to you and view it. There are some very inspiring cases of many famous people who had the odds against them early or later in life and still ended up creating and achieving greatness, I really liked some of the cases written on this video. It's about making choices, decisions, and moving forward. It's about how you react to situations and what you do with them.
www.RonOrr.com
www.RonOrr.com
Wednesday, June 10, 2009
Simple Truths Perry the Peacock
(My Original Blog Post: http://ping.fm/xyhaj)
http://ping.fm/MEg2I The story of Perry the Peacock and his imagination, enthusiasm, and energy. It's about daring to be different, being unique, leading others. It's about finding where you fit in and what situation or place best compliments your abilities. Be who you are meant to be!
www.RonOrr.com
http://ping.fm/MEg2I The story of Perry the Peacock and his imagination, enthusiasm, and energy. It's about daring to be different, being unique, leading others. It's about finding where you fit in and what situation or place best compliments your abilities. Be who you are meant to be!
www.RonOrr.com
Tuesday, June 9, 2009
Is This the End of Owner Financing in Real Estate for Investors?
(My Original Blog Post: http://ping.fm/UJR9d)
Real Estate Investors need to read this and do their part, please read the following info and see what's coming up as new law if something isn't done about it.
Dear Fellow Speaker;
I don't know if you've heard about HR 1728, but it's a heinous infringement on private property rights that is likely to shut down the creative selling market. IT HAS ALREADY PASSED THE HOUSE AND IS UNDER CONSIDERATION BY THE SENATE NOW. I have attached an article about it that you should blast to your students ASAP, we need massive action on this immediately to stop it.
Vena
House Bill 1787-Why it's Death to Your Business and What to Do About it.
The U.S. Senate is considering a bill that would severely limit the way you do business as a creative investor and, more importantly, is an inexcusable infringement of the property rights of all Americans.
HR 1728, which you can view in its entirety here: http://ping.fm/CgJGf deals with a plethora of mortgage-related issues, mostly around limited terms and fees on residential loans. But the heinous piece of the legislation is in section 101(3)(e), which defines the affected principals as:
'(E) does not include, with respect to a residential mortgage loan, a person, estate, or trust that provides mortgage financing for the sale of 1 property in any 36-month period, provided that such loan-
(i) is fully amortizing;
(ii) is with respect to a sale for which the seller determines in good faith and documents that the buyer has a reasonable ability to repay the loan;
(iii) has a fixed rate or an adjustable rate that is adjustable after 5 or more years, subject to reasonable annual and lifetime limitations on interest rate increases; and
(iv) meets any other criteria the Federal banking agencies may prescribe; and
Yeah, I know, confusing. But here's what it says: you are NOT subject to the law as long as you DON'T sell more than 1 property with owner financing every 3 years! Or, to put it another way, you ARE subject to the limitations of the law if you DO sell more than one property every 3 years via a land contract, owner-held mortgage or wrap-around mortgage-and who knows if they'll define lease/options as owner financing, too?
So what does it mean to be "subject to the law"? Well, at the very least, it means that you will have to comply with a long, confusing, and penalty-filled piece of national legislation. Here are the types of transactions that you would be restricted from doing more than once every 36 months:
o Selling YOUR OWN HOME using a land contract or owner-held mortgage so that you can get a quicker sale, higher sale price, or better rate of interest than is available in other investments
o Carrying back owner-held second mortgages on investment properties that you sell
o Doing any kind of installment sale on residential properties including homes, condos, mobile homes, and even raw land that is zoned residential
Yes, there will undoubtedly by ways to "get around it"-some have suggested that getting a mortgage broker's license and then learning and following the vast new set of regulations would circumvent the "problem". But bottom line is, this law has to be stopped and it has to be stopped NOW. Here's why:
1. Congress is trying to regulate the wrong thing. The deals we make are not "loans"-they don't involve the transfer of money, or points or closing costs or adjustable rates or any of the other things that caused the mortgage crisis to begin with. They are INSTALLMENT SALES. We don't give money to the "borrower" and wait for it to be paid back: we give a property to the borrower and wait for it to be paid off. Regulating this will have no effect on the foreclosure crisis
2. It is a completely unacceptable infringement on private property rights. When I own a piece of property and find a ready, willing, and able purchaser, I should be able to control the sale of that property within the existing laws of my state, which already regulate the interest rate that I am able to charge and some of the terms of the sale. The government does not have the right to tell us that we need special licensing to sell our own properties; nor do they have the right to further regulate the terms under which we can sell or burden small investors with a new set of rules that we can't comply with.
Not only will this new law, if passed as written, effectively choke off owner financing as an exit strategy for you, it will also take away housing choice for your buyers. The millions of Americans who've been through foreclosure in the last 3 years can't buy a house in any way OTHER THAN to negotiate owner financing with a seller-and HR 1728 would greatly reduce the number of properties available in this way. Millions of potential home owners who would otherwise be able to re-start the process of paying off a home, and get the tax advantages of ownership, will be reduced to renting until they are able to qualify for bank financing.
Real Estate Investors need to read this and do their part, please read the following info and see what's coming up as new law if something isn't done about it.
Dear Fellow Speaker;
I don't know if you've heard about HR 1728, but it's a heinous infringement on private property rights that is likely to shut down the creative selling market. IT HAS ALREADY PASSED THE HOUSE AND IS UNDER CONSIDERATION BY THE SENATE NOW. I have attached an article about it that you should blast to your students ASAP, we need massive action on this immediately to stop it.
Vena
House Bill 1787-Why it's Death to Your Business and What to Do About it.
The U.S. Senate is considering a bill that would severely limit the way you do business as a creative investor and, more importantly, is an inexcusable infringement of the property rights of all Americans.
HR 1728, which you can view in its entirety here: http://ping.fm/CgJGf deals with a plethora of mortgage-related issues, mostly around limited terms and fees on residential loans. But the heinous piece of the legislation is in section 101(3)(e), which defines the affected principals as:
'(E) does not include, with respect to a residential mortgage loan, a person, estate, or trust that provides mortgage financing for the sale of 1 property in any 36-month period, provided that such loan-
(i) is fully amortizing;
(ii) is with respect to a sale for which the seller determines in good faith and documents that the buyer has a reasonable ability to repay the loan;
(iii) has a fixed rate or an adjustable rate that is adjustable after 5 or more years, subject to reasonable annual and lifetime limitations on interest rate increases; and
(iv) meets any other criteria the Federal banking agencies may prescribe; and
Yeah, I know, confusing. But here's what it says: you are NOT subject to the law as long as you DON'T sell more than 1 property with owner financing every 3 years! Or, to put it another way, you ARE subject to the limitations of the law if you DO sell more than one property every 3 years via a land contract, owner-held mortgage or wrap-around mortgage-and who knows if they'll define lease/options as owner financing, too?
So what does it mean to be "subject to the law"? Well, at the very least, it means that you will have to comply with a long, confusing, and penalty-filled piece of national legislation. Here are the types of transactions that you would be restricted from doing more than once every 36 months:
o Selling YOUR OWN HOME using a land contract or owner-held mortgage so that you can get a quicker sale, higher sale price, or better rate of interest than is available in other investments
o Carrying back owner-held second mortgages on investment properties that you sell
o Doing any kind of installment sale on residential properties including homes, condos, mobile homes, and even raw land that is zoned residential
Yes, there will undoubtedly by ways to "get around it"-some have suggested that getting a mortgage broker's license and then learning and following the vast new set of regulations would circumvent the "problem". But bottom line is, this law has to be stopped and it has to be stopped NOW. Here's why:
1. Congress is trying to regulate the wrong thing. The deals we make are not "loans"-they don't involve the transfer of money, or points or closing costs or adjustable rates or any of the other things that caused the mortgage crisis to begin with. They are INSTALLMENT SALES. We don't give money to the "borrower" and wait for it to be paid back: we give a property to the borrower and wait for it to be paid off. Regulating this will have no effect on the foreclosure crisis
2. It is a completely unacceptable infringement on private property rights. When I own a piece of property and find a ready, willing, and able purchaser, I should be able to control the sale of that property within the existing laws of my state, which already regulate the interest rate that I am able to charge and some of the terms of the sale. The government does not have the right to tell us that we need special licensing to sell our own properties; nor do they have the right to further regulate the terms under which we can sell or burden small investors with a new set of rules that we can't comply with.
Not only will this new law, if passed as written, effectively choke off owner financing as an exit strategy for you, it will also take away housing choice for your buyers. The millions of Americans who've been through foreclosure in the last 3 years can't buy a house in any way OTHER THAN to negotiate owner financing with a seller-and HR 1728 would greatly reduce the number of properties available in this way. Millions of potential home owners who would otherwise be able to re-start the process of paying off a home, and get the tax advantages of ownership, will be reduced to renting until they are able to qualify for bank financing.
This bill has already passed the house and is waiting for Senate approval. Please contact your senator via email and snail mail to let him know that this law MUST NOT PASS in its current form. You can get your senator's contact information here:http://ping.fm/wFAsr
As always in cases like this, you have an automatic handicap to overcome-the fact that you are a real estate investor and are therefore viewed as part of the problem. So when you write, don't emphasize the nature of your business, just that you and your buyers would be greatly aversely affected by the new law.
We need THOUSANDS of these communications to go out in the next few days to have a CHANCE of stopping this in its tracks. So whether you're a new or experienced investor, PLEASE take the time right now to write your elected representative!
PS Vote libertarian!
Here are some sample letters or emails.
IF YOU HAVE A REAL ESTATE LICENSE
Dear Senator [name];
My name is Vena Jones-Cox and I am a life-long resident of Cincinnati.
I am writing you to encourage you to vote NO on HR 1728, the "Mortgage Reform and Anti-Predatory Lending Act".
While many of the provisions of the act are positive steps toward mortgage reform, the inclusion of private owners in the act (see section 101(3)(e)) will enormously reduce the housing choice of Ohioans and the ability of home owners to sell properties in this already-slow market.
As a real estate broker, I have seen several dozen cases in the past year of home sellers and buyers coming to an agreement for an installment sale on a property that the owner desperately needed to sell (often to avoid foreclosure) and the buyer desperately wanted to buy, but could not raise the downpayment needed for conventional financing.
In all cases, these sales turned out to be win-win deals for the buyer and seller; the seller was able to get rid of an unwanted property to a buyer who loved it, and the buyer was able to get his new home at an affordable payment and interest rates with none of the usual costs (points, application fees etc) inherent in more conventional mortgage transactions.
In Ohio, these transactions are already regulated by state law: a low maximum interest rate is already in place, and both the buyer and seller are protected by other regulations at the state level.
In defense of private property rights, owners should be exempted from the burdensome and unnecessary rules that this law foists upon them. In its current form, it would all but shut off the "owner financing" market that is the only way that many sellers can sell and many buyers can buy right now.
PLEASE DO NOT LET THIS RESTRICTION ON PRIVATE PROPERTY RIGHTS PASS THE SENATE. It is unnecessary to stop private buyers and sellers from transacting business that is beneficial to both of them-they are not the problem that the bill seeks to solve. HR 1728 would be extremely harmful to thousands of your constituents.
It will exacerbate the problem OF foreclosure, as fewer sellers will be able to sell their homes to avoid it, and CAUSED BY foreclosure, as fewer buyers who have recently experienced foreclosure will be able to re-start the process of home ownership inexpensively and easily by negotiating owner financing.
Thank you for your consideration;
Vena Jones-Cox
Licensed Real Estate Broker license #
Phone #
email
IF YOU SELL HOUSES WITH OWNER FINANCING
Dear Senator [name];
My name is Vena Jones-Cox and I am a life-long resident of Cincinnati.
I am writing you to encourage you to vote NO on HR 1728, the "Mortgage Reform and Anti-Predatory Lending Act".
While many of the provisions of the act are positive steps toward mortgage reform, the inclusion of private owners in the act (see section 101(3)(e)) will enormously reduce the housing choice of Ohioans and the ability of home owners to sell properties in this already-slow market.
As a professional housing provider, I sell several houses each year to home buyers on installment sale [or, if you have not purchased a property, add here: "I had planned to sell several houses this year on installment sale]-a practice that would become impossible under this law in its current form.
I find that in today's slow market, the best way for me to help buyers who desperately want to become homeowners, but who cannot raise the downpayment or meet the other terms needed for conventional financing, is to allow them to make payments directly to me.
These sales are win-win deals for both the buyer and myself; I am able to turn over homes that I've bought and rehabbed (often from foreclosures) to buyers who love and can afford them, and the buyer can get his new home at an affordable payment and interest rates with none of the usual costs (points, application fees etc) inherent in more conventional mortgage transactions.
In Ohio, these transactions are already regulated by state law: a low maximum interest rate is already in place, and both the buyer and seller are protected by other regulations at the state level.
Without the ability to sell homes in this way, I will no longer be able to invest in and renovate any of the tens of thousands of vacant, ugly houses placed on the market by the foreclosure crisis, and my small-but-beneficial business will literally be in ruins. Perhaps more importantly, the homeowner-buyers that I serve will be forced to rent rather than moving toward the American dream of home ownership.
In defense of private property rights, owners should be exempted from the burdensome and unnecessary rules that this law foists upon them. In its current form, it would all but shut off the "owner financing" market that is the only way that many sellers can sell and many buyers can buy right now.
PLEASE DO NOT LET THIS RESTRICTION ON PRIVATE PROPERTY RIGHTS PASS THE SENATE. It is unnecessary to stop private buyers and sellers from transacting business that is beneficial to both of them-they are not the problem that the bill seeks to solve. HR 1728 would be extremely harmful to thousands of your constituents.
It will exacerbate the problem OF foreclosure, as fewer sellers will be able to sell their homes to avoid it, and CAUSED BY foreclosure, as fewer buyers who have recently experienced foreclosure will be able to re-start the process of home ownership inexpensively and easily by negotiating owner financing.
Thank you for your consideration;
Vena Jones-Cox
Perfect Properties, inc.
Phone number
email
IF YOU BUY HOUSES WITH OWNER FINANCING
Dear Senator [name];
My name is Vena Jones-Cox and I am a life-long resident of Cincinnati.
I am writing you to encourage you to vote NO on HR 1728, the "Mortgage Reform and Anti-Predatory Lending Act".
While many of the provisions of the act are positive steps toward mortgage reform, the inclusion of private owners in the act (see section 101(3)(e)) will enormously reduce the housing choice of Ohioans and the ability of home owners to sell properties in this already-slow market.
In the past year, I have purchased and renovated several homes-made possible only because the sellers of these homes were able to sell to me using owner financing in an unrestricted way.
For many of these property owners, seller financing was the only way to unburden themselves of an unwanted property that, in some cases, was headed toward foreclosure before I purchased it.
Without this ability, I can not continue to buy and renovate properties in the neighborhoods that so need me and my colleagues to invest our time, energy, and money in rehabbing properties. Bank financing is not an option for these properties because of the condition; only financing carried by the sellers will suffice.
Section 101(3)(e) would keep my sellers from utilizing this method of getting rid of unwanted properties in today's market, should they have more than 1 to sell.
In defense of private property rights, owners should be exempted from the burdensome and unnecessary rules that this law foists upon them. In its current form, it would all but shut off the "owner financing" market that is the only way that many sellers can sell and many buyers can buy right now.
PLEASE DO NOT LET THIS RESTRICTION ON PRIVATE PROPERTY RIGHTS PASS THE SENATE. It is unnecessary to stop private buyers and sellers from transacting business that is beneficial to both of them-they are not the problem that the bill seeks to solve. HR 1728 would be extremely harmful to thousands of your constituents.
It will exacerbate the problem OF foreclosure, as fewer sellers will be able to sell their homes to avoid it, and CAUSED BY foreclosure, as fewer buyers who have recently experienced foreclosure will be able to re-start the process of home ownership inexpensively and easily by negotiating owner financing.
Thank you for your consideration;
Vena Jones-Cox
Perfect Properties, inc.
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